“All I’m saying is if you want to be on a diet, you might want to stop hanging out by the dessert cart.” – 13, House, M.D.

20150609_165158

Recently, I’ve had some pretty good success with losing weight.  Sadly it has involved amputation.

Just kidding.  I’ve been losing weight due to what I eat.  Or, more accurately, what I don’t eat.

I’ll start my (average) weekly diet that I’ve been following for a while with my favorite day:

Friday

Friday Breakfast Menu:  All the coffee I want! (no cream, no sugar)

Friday Brunch Menu:  More coffee!  (no cream, no sugar)

Friday After Lunch Workout Meal:  Coffee. (no cream, no sugar . . . seeing a pattern here?)

Friday Late Tea:  Coffee.  (again)

Friday Dinner:  Friday night we normally go out.  That’s when the fun begins.  Habitually, I make the glamorous switch to iced tea (unsweetened).  While this may sound daring, it’s nowhere near as daring as . . . the appetizers.  Generally we have something fairly low carb, like calamari.  Mmmmm.  I’ll have a salad, a low carb vegetable like broccoli, and then a huge ribeye.  The Mrs. and I will share some wine with dinner, and generally a little more when we get home.

Saturday

Saturday Breakfast:  Mmmm, coffee!  But this time fresh ground good stuff.

Saturday Lunch:  Varies from nothing (50% of the time) to a low carb whatever.

Saturday Dinner:  This varies as well.

We have what is known as Gourmet Night.

The Mrs. and I were fans of the television series Hannibal.  For those of you unfamiliar with the show (which is most of you since ABC summarily cancelled their best show ever), it follows the career of Hannibal Lecter, a serial killer and cannibal.  It’s a great family show.

The show is particularly good at showing Dr. Lecter making dinner.  And in the scenes in the show where he’s in the kitchen with the food processor and a cut of meat, well, it is a show about cannibals.  You can’t help but wonder exactly what (or who) Dr. Lecter is having for dinner.

The scenes on the show, however, are shot in such a vivid, crisp and cinematic way and the food looks so wonderful on screen that it inspired The Mrs.

Since we have been having Gourmet Night, she’s made intricate dishes like Beef Wellington, Beef Bourguignon, and, last Saturday, it was ribeye covered in a cream mushroom sauce.  Oh, and a nice Chianti and some fava beans.

The Mrs. isn’t alone in her culinary inspiration from that show:  Hannibal inspired a cookbook.

I must state that no neighbors have been harmed in the making of any dish at Wilder Gourmet Night.

If Friends and Hannibal had an ugly baby, it would look like this.

Sunday

Breakfast: Coffee.

Lunch: Coffee.  Sometimes eggs and a breakfast meat, like smoked alpaca.

Dinner:  Something from the grill – steaks, burgers, brats, chicken, ribs, brisket.  The big Atkins cheat of the week is generally here – grilling and BBQ go with ice cold beer.  Hey, I don’t make the rules.  Mojo does:

Monday

You know the drill before dinner.  Coffee.

Dinner:  Either leftover BBQ meat, or, more generally, a salad.  Like a lettuce salad.  Some ranch or, more recently, lots of hot sauce and a little ranch.  Perhaps some torn up sandwich sliced chicken.  All the carbonated water I can drink.

During the weeknights there isn’t any alcohol.  As Mark Twain said,

Willpower lasts about two weeks, and is soluble in alcohol.

But he didn’t live to be even 150 years old, so what does he know?

Tuesday

Coffee.  Again.  I bathe in it.  I put it in my armpits for deodorant.  I rub it in my hair for conditioning.  I place it on my face for moisturizer.  I use coffee grounds to brush my teeth.

Dinner:  Salad (as above) and/or an Oscar Mayer® Portable Protein Pack.  I know, I know, they are horribly expensive for the amount of calories you get in the Portable Protein Pack – but part of what I’m paying for is willpower.  I had one.  I can say “Stop” that’s enough.

Sure, I could make my own, dice some ham and cheese, but the pre-packaging is just enough to say, “You’re done here, John Wilder.”

Am I hungry, especially during the week?  Sure.  But I’m surprised sometimes at just how full the two ounces (that’s sixty-five kilograms) of the Portable Protein Pack will fill you up.

Also, all the carbonated water that I want.

Wednesday

See Tuesday.

Thursday

See Wednesday.

You might think that on a diet like this, I’d be hungry occasionally.  No, not at all.

I’m hungry ALL THE TIME.

Okay, that’s an exaggeration.  I’m rarely hungry after a nice ribeye.  And coffee is much more filling than you might expect and also has the good side effect of doubling as my personality.  Also, your stomach shrinks, and it takes much less food to satiate (JohnWilder® Certified ACT Word) your hunger with a smaller stomach.

As far as skipping meals?

Starting in sixth grade, when they stopped making me eat lunch at school, I stopped eating it.  Breakfast is the most important meal of the day?  Never been all that interested in eating breakfast on a regular basis.

And, when I do eat breakfast or lunch, I don’t get less hungry during the course of the day, I get even more hungry and my hunger at dinner is even larger.  And, when I’ve had to work long (12-14 hour days) for a long duration (weeks), and they bring in lunch every day?  I’ve eaten lunch for the energy burst.  And, also the pants waist size increase, because who doesn’t want to gain weight.  I mean, they make bigger pants, right?

My mathematical formula relating lunch to weight loss looks like this:

  • Lunch once a week?  I can lose weight.
  • Lunch twice a week?  I can maintain weight.
  • Lunch three or more times a week?  I can expand like the Russian Empire.  I start covering my French Freedom Fries with mayonnaise and capitulate to the forces of metabolism and gravity.

When I’m working human length hours at work, however, I’ve learned that hunger actually isn’t strong enough (in the small amounts of it that I feel) to drive me to cheat on my diet.  That’s what wine is for.

“One piece of pizza surely won’t hurt,” says the wine.

Every person (by now, at my age) knows someone, or more likely multiple people, who have had gastric bypass surgery.  I’m not going into detail on the surgery, but after reading up on it, all I can say is I’d prefer the diet that I’m listing up above.  The people who I know who’ve had surgery have said nothing but good things about it, and I’ve seen a man lose so much weight so fast he looked like a candle on the black dash of a 1998 Toyota Corolla® in the Sun.  Literally, a candle melting inside the corona of our Sun, or so Jim Morrison told me.

But surgery sounds like much more work, pain, and much more cost than simply eating a lot less.

Besides, who needs surgery when I have all the coffee I can drink?

Before you go and jump into even considering this, GO SEE A DOCTOR!  I’m just telling you what’s worked for me and my results.  If you think this is good advice, write down JOHN WILDER KNOWS NOTHING 453 times in cursive.  Please, take responsibility for your own decisions, heaven knows someone has to.

I’m gonna tell you about an accident, and I don’t wanna hear “act of God.” – Jack Burton, Big Trouble in Little China

DSC03797This car needs termite insurance?

Once upon a time, I threw money into the streets, until I learned a tough lesson on the tough streets.  It ended in blood, like it always does.

That’s probably enough hardboiled detective lingo for this post, but’s it’s all true.

When I graduated from high school, my dad bought me a new car.  No, not a Porsche®, rather a Buick©, that looked quite like:

skyhawk

https://www.pinterest.com/pin/32721534764741186/

What a Buick™ looked like in the 1980’s.  Sweet!

After that, I ended purchasing a used car in the second worst car deal I’ve ever done, and, after it exploded, bought another new car, this time a really cheap car, but still a new one.  The car was worth about 30% of my gross annual income.  And then interest rate?  Only 9%!

After paying sixty months on the car, it was still running like a champ!  Sure, it was a manual transmission, but it was awesome.  I had just installed a new CD player with a buddy.

I was on a date with The Mrs. (when she was still just The Main Squeeze), and we were driving down a divided, interstate highway-type road.  We had been fighting, and we drove silently down the dark multilane.

“Dear,” The Not Yet Mrs. said, breaking the silence of our fight.

“Honey,” I replied, looking her direction, happy that she had gotten over the fight.

“DEAR!” The Not Yet Mrs. yelled.

“HONEY,” I yelled back, looking at her.

She pointed in the direction we were heading at 72.3 miles per hour (that’s 5,000 liters per second, if you’re metric), and I looked forward just in time to see a deer suspended in midair, lit by the bright flash of burning out cracked headlights, both legs pointing toward the sky as it vaulted off the front hood and over the top of the car.

“Oh, deer.”

This was in the great and rumored time before everyone plugged into the matrix carried a cell phone.  Soon enough (half an hour?) a highway patrolman pulled up behind us, and examined the scene.

“Didn’t even hit the brakes, eh?  Must have jumped out at the last second.”

Me:  “Yes!  That’s much better than what really happened.”

The patrolman radioed for a tow truck, and The Main Squeeze and I leaned on the car, listening to the chorus of the dripping car fluids hitting the concrete.

“Well, it’s been paid off, at least.”

I had just finished payments on the car.  I noticed the check I got for the totaled car was less than half of what I’d paid for it, even though it was only five years old.

So, what did we do?  We bought a new car, got married, and bought yet another new car.  In that order.  On loans.

We could afford it?  Right?

Well, the combined cost of the cars was about 50% of what we paid for our mortgage.  Proportioning it out over our combined income, the value of the cars represented between 40% and 50% of what we made in a year.

Those cars killed us financially.

Fortunately those cars didn’t try to physically kill us – Video has one slightly NSFW word at the beginning

Eventually, The Mrs., on a bright and snowy day, wrecked one of our new cars. (Disclaimer – even though she was going to get me fried chicken, that does not make me culpable, and I never did get fried chicken that day).

The car was totaled, and her knee needed several stitches (say that six times fast).  I told you there was blood in the streets!

I took that insurance payoff check and paid off the other car.

We had no car payments as of that point.

And never have had one again.

Since that time, I’ve bought nine cars, and sold five of them, and the average price of those cars is less than $10,000.

The purchase price of all of the cars I own now is about 12% of my annual income, but I bought one of the cars ten years ago and another one of them eight years ago.  The average age of my cars is about ten.

Cars don’t kill me financially any more.

John Wilder’s Hard Earned Car Iron Lesson One:

If you can’t afford to buy a car with cash, don’t.  Don’t.  Don’t. Don’t.  Payments like these are an obligation.  Is there a time when you might need to break Lesson One?  Yeah, when you are just starting out.  Find someone nice to borrow money from, and pay them back as soon as possible.  Don’t ask me.  I said a nice person.

Interest payments kill happiness (more on this in future posts).

The Buy-Here/Pay-Here people are also not nice.  I talked to one gentleman who had bought a fifteen-year-old car for $5,000.  When that broke down, he financed the difference with them and they took the car back.  Last time I talked to him he had a car that was worth about $3,000 that he owed $10,000 on.

Don’t be him.

John Wilder’s Hard Earned Car Iron Lesson Two:

You can’t possibly afford a new car.  Cars aren’t investments, with the exception of the 1967 Camaro® RS© with Highway Headlights.  And I don’t advise those, either.  A new car is the worst purchase that you can make, outside of a tattoo of your soon to be ex-girlfriend’s name or Kardashian© Footed Pajamas.

New cars are expensive, and even if you pay cash for them (thus avoiding interest payments), you will still have to pay much higher insurance rates as well as higher sales and property tax (depending upon where you live).

Additionally, everything about the new-car buying experience is built around lulling you when you agree with them (Full Sticker Price Means NO HAGGLING!  Just sign here.) or doubting yourself into anxiety and fear when you haggle by forcing long delays while they “clear the deal with the boss.”

This is how car salesmen want you to feel, except with less Jell-O™

Exceptions to Iron Lesson Two:

  1. If you like buying something that’s worth 50% to 60% of its value after five years (that’s $15,000 off of the current average new car price of $33,000), please, do so. Also, if you think you’ll save that $15,000 off of warranty service, when was the last time you spent $15,000 on fixing a car?  $15,000 is enough to repair an older car for, what, a decade or more?
  2. If you are one of the few who can really afford it, and want it to drive to your private MiG fighter jet to fly to your hidden lair? Go for it.  I suggest a Tercel®.  Seriously, rich peoples can do what they want.

Weird Wilder Fact:  I actually rode in a car owned by a billionaire (his wife’s daily driver).  It was nice – a Mercedes®.  A five-year-old Mercedes© with worn interior and a cracked plate surrounding the CD player.  It was rumored that the car could take a strike from a rocket-propelled grenade, but I didn’t have one, so we couldn’t test that theory.

John Wilder’s Hard Earned Car Iron Lesson Three:

If the car is worth more than 15% of your gross income, don’t buy it. This Iron Car Lesson is one I’m debating on, but the principle (if it’s 10% or even as loose as 20%) is the same:  have hard limits on what you spend on a car.  This rule gets very much relaxed for people who have WilderNetWorth© (I just made that term up, I like it!).

If have WilderNetWorth©, which I am right now defining as enough money that you don’t have to work a day of job for the next ten years and you and the family are fine, the rules are relaxed.  You can afford to splurge.  But there’s no way you get to WilderNetWorth© and ever consider burning that kind of cash on a car (hint, see how billionaires buy cars above).

John Wilder’s Hard Earned Car Iron Lesson Four:

It is no longer 1940.

Cars are more reliable now than ever before (I know that may be changing for the negative soon due to government CAFÉ regulations fiddling with the transmission, but my statement remains).  You can keep a 2003 Ford or Chevy sedan going FOREVER on a $1000 a year, if you know a good and honest mechanic (and, unlike unicorns and a balanced federal budget, honest mechanics do exist).

Since my cars are older, I don’t like to take them on long family vacations, especially when the weather is inclement.  So, I rent a car with unlimited mileage for about $30 a day and enjoy pretending I bought a new car that my kids spill trip food and trip trash in and then someone else cleans up.  I will admit that, alongside the interest payments, I also miss paying so much in taxes and insurance, which are nearly zero for a ten year old car where I live.

So, avoid the Iron Laws at your peril.  I’m certain I’ve saved hundreds of thousands of dollars following them in avoided insurance, depreciation and taxes, as well as spending that money reducing other debt, so I can now say I’ve got WilderNetWorth©.

Although the dame didn’t know it yet, when she stumbled into that accident, it was the luckiest move of her life . . .

I guess I couldn’t resist another hardboiled detective line.

Attention and Note:  I’m not a licensed financial adviser.  I don’t intend to be one.  You need to put on your big boy or big girl pants and own your own decisions.

How to be Happy

Yes, that’s a picture of a rainbow over an outhouse.  And why not?

“How would you like to spend the next several nights wondering if your crazy, out-of-work, bum uncle will shave your head while you sleep? See you in the car.” – Uncle Buck, Uncle Buck

 

When I was a kid, I was a sneaky kid.  A really awful four-year-old.  There wasn’t a drawer in our house that I hadn’t explored – and I knew where my Mom kept odd bits of things, like quarters, or ballpoint pins.

I also went through the medicine cabinet, and, on one occasion found a clear plastic on one side/foil on the other side square set of pills.  There were 28 of them.  At least there were 28 of them prior to me eating a dozen or so and determining that they were really, really crappy candy.  It turns out those were birth control pills, and although I got a fairly strong lecture from Mom about eating medicine on a lark, it turns out those pills were incredibly effective, as I have not gotten pregnant even once after ingesting them.

I imagine the doctor laughing after they called him and explained the situation . . . “Your four year old ate what?”

In one of my foraging trips I went through the sideboard . . .

True Fact:  Okay, I had to look up the name for this piece of furniture.  The Mrs. suggested “china cabinet” but there’s no glass door, and but the piece of furniture really is this:

Think of the sideboard as the precursor to modern-day kitchen cabinets, and you will have a good picture of what this piece looks like. It’s long and waist high or a bit lower, with a surface for placing food on top, cabinets below and very short legs — or no legs at all.

That’s according to the website “houzz”, which I can only assume is housing advice from the members of ZZTop.

Anyhow, I was looking through the sideboard and pulled open the top drawer, and found, amongst the things that Dad emptied from his pockets on a daily basis, two little pamphlets.  Although the topic of the second pamphlet escapes me, the topic of one of them was “Attitude.”

I’m pretty sure I’ll never forget the picture on the front.  It was of a man who obviously had no money, given the threadbare condition of his suit and the shabby hat and the unshaven face.  Imagine the word “bum” or “hipster” and you’ll get the idea.

 

I really tried to find a copy of the pamphlet picture, but gave up when these were the types of results I was getting

But on his face, as he’s smelling the aroma from a cup of coffee, is the face of the happiest person on earth.  Beatific is the word that always comes to mind.  The synonyms for beatific are: rapturous, joyful, ecstatic, seraphic, blissful, serene, happy, beaming.  This is not an ordinary happy, this is happy squared.  This is a state of being where one is entirely present, and every fiber of your being is experiencing joy.  It’s probably how you feel when you think about a new post being up on this website.

Remember, it’s M-W-F now, people!

So, here is someone who even my four year old brain could calculate the net worth of from the drawing (some string?), and yet I could plainly see the bliss on his face.  All due to that cup of coffee.

Now, coffee is awesome, but is it that awesome?

Even at four, I was no stranger to coffee.  After the adults left, I’d finish what was in their coffee cups, even though Grandma McWilder told me that it would turn my knees brown.  But to get that much enjoyment from coffee?

Yes.  It’s possible.

Think of your first kiss, a cold beer on a hot day after hard work, and your first cup of hot coffee in two weeks on a cold day.

There are things that we experience in each and every day that are miracles that we wall ourselves off from.  In most instances, our lives are nearly entirely empty of actual adversity, so we create it ourselves.

One thing I have found is almost all of my unhappiness derives from something that either:

  1. Hasn’t happened yet, but might, or
  2. Happened in the past, but that I can’t change

Some people may be unhappy about what other people have (fortunately for me, I seem to have avoided that curse, as I like it when good things happen to other people) or maybe the living room temperature is off just a bit and doesn’t meet their expectations.

Now, if you’ve just been attacked by a Tyrannosaurus Rex and are bleeding on a sidewalk in Jurassic Park®, sure, you’ve got some legitimate gripes.

There are no events that are happening in the here and now that drive me to be upset.  Let’s take this very moment – having a beer while the ribs are cooking in the smoker, going to be done in an hour.  I’m typing and listening to “Don’t Stop Thinking About Tomorrow” by Fleetwood Mac, and I’m telling you that, while it’s okay to think about tomorrow, it’s certainly not okay to dwell on all the bad things that can happen tomorrow.

And we do that, and we’re taught to do that.  The old phrase from the news?  “If it bleeds, it leads.”  News is meant to grab you right by the adrenal glands (is it just one gland or is it two?) and to make you upset.  We are taught to get wound up about things that don’t impact us at all, and certain groups are great at getting people all riled up over nothing (I’m looking at you, Canada, trying to look all innocent and everything).

“Your mind will take the shape of what you frequently hold in thought, for the human spirit is colored by such impressions.” – Marcus Aurelis’ Facebook Feed

I went camping with a Boy Scout Troop (The Boy was a new Scout at that time, and parents are always invited).  It rained all weekend long.  It started Friday night, and rained pretty much every hour.  Plus it was in the 40’s and 50’s (F, not C – no socialist units here!).  It was cold and rainy.

As we stood under an awning, making breakfast on Sunday morning, one of the Scouts (11 or so) said, “What an awesome weekend this was,” while eating soupy oatmeal out of a mess kit in the drizzle.

And it was an awesome weekend.  When you are 11, you don’t create the conception that each weekend should be sunny and 72F.  Essentially, each of these boys allowed themselves to be cold, wet, hungry . . . and happy.

Coffee is important – I know I derive 90% of my personality from it.  And, if I let myself, the aroma from a cup of coffee on a Monday morning when I’m at work but would rather be in bed can still make me the happiest person on Earth.

If I let it.

But I’ll skip the birth control.  Those pills taste like chalk.

 

Changes in Latitude, Changes in Attitude -James Buffet (Warren’s Cousin)

The photo above is what inter-dimensional real estate might look like

Today everything changed.

Actually, it was yesterday.

I have been thinking a lot, I mean, a LOT about what I want to do when I grow up, and finally came to the conclusion that it was to trod (tread?) my sandaled feet over the bones of dead kings as I took their thrones, watching them crushed, seeing them driven before me, and hearing the lamentations of their women!

No, wait. That’s Conan.

Me, I wanted to start blogging again. I came to that conclusion. I mean, if I talked, even AS LOUD AS I COULD, I could only influence a few hundred cult followers people. My booming basso profundo voice only carries so far.

But blogging could allow me to reach everyone on Earth with an IPhone©, or an unexploded Samsung®, even. If you’ve been in a restaurant recently, you’ve seen that’s everyone, even babies.

As I discussed my evil plan for world domination helping people with a friend, a funny thing happened. This person, making a salary and bonus in the top 1% of people in America, decided to sign up to sell real estate, and follow their passion to see where it takes them.

Huh?

As I discussed my evil plan elsewhere,  a different blogger decided to take up a keyboard again, and (maybe) a person to pick up a long-neglected novel.

Huh?

There are thousands of people that are literally sleepwalking through life.

You may be one of them.

I was.

Let me explain:

I was driving through a small town in the Midwest with my sons and saw a sign that said, “Jim McGill, Insurance and Real Estate.”

I spontaneously pulled out my best radio announcer voice and said,
“Jim McGill is here to help you with all of your insurance and real estate needs, AS HE HAS FOR A THOUSAND YEARS HERE IN CEDAR RIDGE.

“No one has more experience than McGill, who has brought the experience of his countless years of his nigh-immortal life and communion with the deep powers of the earth to find the best property for you. Since the dawn of time, there is no insurance agent who will ever get you a better deal.”

The Boy piped in: “Brought to you by the power of the Necronomicon™.”

We laughed. Life is like that around our house.

I reflected on it the following day at work. Why was it so very funny? (And, trust me, nothing makes a joke better than explaining it)

Simple: because you expect an immortal living on Earth to have a mountain redoubt, and an evil plan to take over Estonia, not sell insurance in a town of 2000 people.

Then it hit me. I don’t have a thousand years. I *might* have 30 or 40.

Why did I waste today?

And why did you waste today?

You don’t have many days. That’s why I’m writing this at 12:36AM instead of playing a game.  Or sleeping.

I don’t have time to waste, since I’m not an immortal insurance agent.

And neither do you.  Unless you’re Jim McGill.

Regardless, get to work.