Best Korea – Wilder, Wealthy, and Wise

Family Structure, Part II: Orphans Still Not Required

“It’s taken almost thirty years and my family fortune to realize the vision of that day.” – Back to the Future

It’s easy to make a website for orphans – you don’t need a home page.

Last post we talked about the main family structures that impact the ideology of the United States (Absolute Nuclear, Authoritarian, and Egalitarian Nuclear). As noted in the post and in the comments, there were several left out. Let’s start out with the biggest structure in the world and the structure that breeds commies:

The Exogamous Clan.

This is the family structure that was seen in China, Cuba, northern India, Russia, and the part of France commies come from.
The basic structure is that marriage occurs with women from outside the clan, and the husband brings the wife home.
This is a wickedly high stress scenario: more than one woman in the household is insanely susceptible to the competition and emotional games that more than one woman can bring, plus lots of adult males and jealous wives under the same roof.
The result, the father has to have huge amounts of power. Women are pushed down relentlessly to keep peace in the family. This is reflected in that the sons’ wives are chosen by the parents, and even the sons are fairly replaceable.
The idea of independence never comes up until the father dies and the son has to form his own clan and only then does the family break apart.

The result of this is that the culture where the Exogamous Clan is the family structure prizes discipline, social duty, conformity, and not being different. The culture lends itself to strong central governance: strong emperors or a strong central government – looking at you, Chairman Xi. In China, the initial failed attempts at communism were attempts to move this Exogamous Clan structure to the societal level.

And they decided they didn’t need to teach him, they said, “Hilfinger it out.”

When these cultures have an overthrow of their leadership, the bloodshed is epic until the new father figure takes over. Children from this family structure will have a really hard time understanding the Absolute Nuclear and Authoritarian since independence is prized in the Absolute Nuclear and Authoritarian and is a cancer to the Exogamous Clan structure.

The next stop on our world tour leads us to the Islamic world, which pretty much all follows the same family structure:

The Endogamous Clan.

The Endogamous Clan is essentially and nearly exactly the Islamic world.

These are marriages based on arranged cousin marriages.
There isn’t much family stress since everyone is already family and is already inbred related so everyone pitches in.
Dad busy? There’s an uncle who will help you out. The “Patriarch” rarely has to rule because the uncles will form an opinion and go with it.
Women aren’t outsiders, and they are the ones who end up setting up the marriages, picking and choosing which cousins should marry.
They consider the entire world a clan, and their goal is to carry their clan, Islam, to everyone.
If you’re outside the clan, however, slavery is just fine with them.

If you think about having kids with your cousin and go, “ewww, gross” you’ve been inoculated against Endogamous Clans. For good reasons: one study in Bradford (U.K.) determined that childhood birth defects in Bradford was double the national average – largely because of Pakistani first cousin marriage. I guess it’s okay for them to sleep with their second cousin, if the first cousin doesn’t mind.

Islamic pubs are the worst, no drinking, no dancing. But the women can get stoned.

The English and the Pakistani (and other East Asians from Endogamous Clans) living in England will never really understand each other. The English will see a group that they want to assimilate, and the Pakistani are there only for conquest. Why did Pakistani kebob shop owners chop up and cook and sell an English child (to other English people)?

The kid was not a member of the Clan, so who cares? This is a significant cultural clash that has yet to come to a head.

The last major group is from sub-Saharan Africa. This was classified by Todd as a Flexible System. There’s a system, but that system is defined as “whatever”.

This is primarily in sub-Saharan Africa, and Todd found it also in the United States cotton belt.
Monogamy? Polygamy? Whatever.
Women raise the children while men wage war and herd cattle.
A large number of the men don’t have the opportunity to have sex: polygamy leads to periodic civil wars.
Men join together in war bands to take women or create social status.
Power is important, but responsibility is not prized.

Africa has been chaotic, and it appears that much (not all!!) of the social system seen in the United States today from African descendants has been a replication of the Flexible System, which appears to be in many cases becoming the predominant urban family structure for all people, not just African descendants.

Since Ford V. Ferrari was such a hit, Chevy tried to release a film: Total Recall.

The final two are Asymmetric and Anomic.

Asymmetric is:

Weird and limited to India, consisting of arranged marriages from the cousins of female relatives only.
It’s India, so like all things Indian it’s confused and chaotic and covered in curry powder.
I’d like to ignore it, but it’s like a billion people. But it’s a billion Indians, so I’ll ignore it.

India probably breaks every rule, primarily because regardless of the family structure, that structure also has to contend with the caste system. When I was interacting with Indians, they looked to see what caste I’d have been in if I were Indian. Due to several questions, they seemed convinced it would have been the warrior caste (they were warrior caste) so we were cool.

India will keep being India, and Indians (wherever they go) will want to hang out with other Indians more than anyone else, including getting all of their family hired.

What do you do with an elephant with three balls? Walk him, and pitch to the rhino.

Anomic is:

No fixed structure, whatsoever.
Tribal, think rainforest tribal.
Consists of oppressive empires and peasants, with consisting of military dictatorships coupled with coups.
Comically ineffective at doing anything of note.

I have no doubt that Mssr. Todd would not write this book today in the current climate of moral relativism. In choosing to review cultures and compare them, by definition some will come up short in some way or another – the greatest burst of human invention, ever, came primarily from two family systems, the Absolute Nuclear and the Authoritarian. Cultures like the Exogamous Clan structure have provided innovation, but for the most part (until recently) tried to turn their back to the world since dealing with foreigners is, well, messy.

What did Malcom X name his son? Malcom XI.

But it does explain that to the CCP and Chairman Xi, if you are Chinese-American, you’re still Chinese. Back in (I think?) the year 2019 I read that China had naturalized 4,000 citizens from other countries. That’s not a typo. 4,000. Conformity comes from being Chinese, which is why I don’t really expect them to ever be interested in taking over the world. They like Chinese people, and I’m pretty sure they think they’re a separate species.

Will China fight for resources? Certainly. Will China fight for Taiwan? Yes, to the Chinese, those are just more Chinese. Does China want to control Japan or Korea or Vietnam? No. They want them to do what China wants, but China has been, historically, very happy staying at home, likely (in part) for the reasons Todd discussed related to family structure.

The endgame of this is complex – as family structure in nations changes due either to technological progress, social change (divorced moms), and/or the influx of foreign family patterns, the very ideology of nations is bound to change.

Family patterns may change, but remember, to an orphan a selfie will always be a family photo.

Another Key To Understanding It All: Family Structure

“Without the ability to defend one’s own viewpoint against other more aggressive ideologies then reasonableness and moderation could quite simply disappear. That is why we’ll always need an army.” – Monty Python, The Meaning of Life

Geology is great, but geography is where it’s at.

The ideology of a group can come from many things, including the propaganda that we are all exposed to from a very young age. Another part of it comes from the family structure that we’re surrounded by. A French dude named Emmanual Todd spent a lot of time thinking about this in the 1970s, and decided that the ideology of a country, in part, could be determined by the family structure that the country. I was introduced to Mr. Todd’s ideas by the WhatIfAltHist YouTube® show. I recommend that show.

First, I was intrigued. A French guy named Todd.

Weird.

And who loses when I post an image of Heather Graham? No one.

Second, it felt right. One of the things that people often don’t rate highly enough in the world is genetics. Genetics are very powerful, and influence far more than just hair, skin and eye color or other merely physical attributes. No, from what I’ve seen, genetics very much impacts the basic way related people think. It’s as if family structure, that which literally gives birth to genetic structure, could be a selection mechanism to create and reinforce ideology as well. That would entirely be in line with my observations of both people that I know, as well as the flow of history.

Third, I was interested. What Todd had to say was based on the cultures that he saw in the world in the 1970s, which, due to unceasing hordes of unchecked illegals has now changed. What tensions might conflicting ideologies based on family structures bring to countries being invaded?

But they’re as close to me as steppe-brothers.

Let’s start with the family structure that was the one that came from England and was predominant in the United States, Canada, Australia, New Zealand, and Normandy:

Absolute Nuclear.

It’s what I grew up thinking a normal family was – the term nuclear family was coined in 1924, and has nothing to do with atom bombs.
The mother and father met and chose each other for love.
They lived in their own house.
Their children were expected to become independent, be responsible for themselves, and their lives, after they grew up, was in their own hands.
Parents could disinherit kids, and split up the inheritance however.
God judges individuals.
Societies are mostly stable, but when internal revolts happen, they are horrific.

This is the most successful culture in history, and has been amazing for freedom. Christianity and individual salvation plus independence and individual outcomes lead to structures where people have incentives to produce, and incentives to be moral.

Why can’t you trust an atom? Because they make up everything.

Many other cultures cannot understand this culture – it appears cold and impersonal, and it values freedom over equality. For this system to work, though, high social trust is required.

Absolute Nuclear is a big chunk of my genetics. But the majority of it is:

Authoritarian.

This is just Todd’s name. If I were to name it, I’d call it the Ancient Honor culture, or something like that. It is a very big part of the culture of the United States, especially from the Southern States. Why?

This culture is that the Germans, Scandinavians, Czechs, Irish, Scots, Welsh had historically, and it also describes the Koreans, Japanese, and northern Spaniards (where Franco was from).
Only the oldest son inherits, so the clan follows the eldest.
What do the other sons do? Warriors or warrior monks so they have something to do.
The story of the society is one of a lineage that goes back through time. If you worry just a bit too much about your family story (like I might) and care about its honor (like I do) this may describe you.
The story of the society is one of the lineage of the family, the sense of history, stubbornness, and that everything thrown in front of you makes you stronger. Only the Irish can destroy the Irish, only the Scots can destroy the Scots. Losing makes them tougher.
Women have significant value, unlike in many other cultures.
These cultures typically have a large middle class, because if you don’t inherit, you’d best figure something out.
There is very little oppression in these societies, because individualism is cultivated – people like each other and will fight for their group.
These people are awful at creating empires – it took the British to unite the Irish since these groups are like a bag of cats. That’s why Japan and Germany and Scotland and Ireland were so hard to unify.

This is a very successful culture, historically, and is the other “big” Western culture. If I come across someone who wants to fight because I accidently took his parking space? Tell me you’re Scots-Irish without telling me you’re Scots-Irish. The tensions between the Authoritarians (South) and Absolute Nuclear (North) led to the Civil War.

I met the Godfather of the Scottish mafia. He made me an offer I couldn’t understand.

This is the rest, and possibly the majority of my genetics, and by far the majority of The Mrs.

Don’t make her mad on a point of honor.

The third culture that’s now impacting the United States is the one from (most of) France, (most of) the Italians, South America, Mexico, and Central America.

Egalitarian Nuclear:

In this structure, all sons inherit equally. There are several properties I’m aware of where the Spanish father split up the property (five miles by five miles) so his sons could all have access to the river that ran down the middle, so they could water their cattle. Fast forward to today, and there are several properties that are 200 feet wide by five miles long so they can still get access to the river.
Marriages aren’t arranged and females have huge influence.
Because everything gets split up into weird chunks, rich people end up buying the odd land and the sons end up with nothing to give for inheritance. This leads to massive wealthy inequality.
Because the families are equalitarian, they want equity in society, which leads to a series of revolutions because their property always ends up in the hands of the rich.
Why have most South American countries had a zillion revolutions, constitutions, communist uprisings, while the United States has had the same Constitution?
Since the daughters get nothing, it leads to an “alpha-male” dictator, but they’re comically bad dictators (think Chavez or Mussolini) that don’t get much done because, equality leads to zero discipline.

When this family structure is a significant minority, it ends up running the country. France. Italy. Most South American countries. Mexico. Why are they this mixed bag of equalitarian nonsense? Because of this social structure. Since often a minority population ends up deciding how the country is run, exactly how many Egalatarian Nuclear people can we let in from South America and still have a country that values freedom over equality?

My humor is a lot like food in Venezuela. Most people don’t get it.

We’ve created new family structures that Monsieur Todd never thought about back in the 1970s, since they were just in the process of becoming. What ideology will they create?

I have enough material for another post on this, so I’ll probably skip economics and do one more on Wednesday on family structure and ideology.

The Funniest Post You’ll Ever Read About Bank Failures And Yachts

“A major one.” – Fight Club

What did Kim call his yacht? His dictator ship.

Last March, Silicon Valley Bank® failed. In a big way. Because the people who deposited money in the bank own things like yachts and senators, well, they escaped with hardly a haircut. The Federal Deposit Insurance Corporation® (FDIC™) normally ensures deposits for $250,000 per account holder. In this case, they decided, nah, what the heck, we’ll make sure that Roku® and Oprah Winfrey and Prince Harry don’t lose a dime.

Ironically, today the Internal Revenue Service sued the FDIC© for $1.45 billion in back taxes they say that Silicon Valley Bank™ owed when the FDIC© took it over. Sure, it sounds like on part of the government is suing another part of the government for play money made up by the (non-federal) Fed™ but the FDIC™ is supposedly independent and gets its money from the member banks.

Which are members of the Fed™. Which prints the cash.

If this sounds as incestuous as a Hapsburg family stump, well, it is. And of course I’m going to go with a fresh meme about the Hapsburgs, because that’s what all of the cool kids are doing today.

A Hapsburg walks into a bar, the bartender says, “Why the long face?” The prince says, “Generations of inbreeding.”

The root cause of the Silicon Valley Bank™ failure is that they lent money for long periods at low interest rates. When interest rates go up, those loans aren’t worth a lot, at least to the bank. Right now, my mortgage has a lower interest rate than I’m getting in checking.

Silicon Valley Bank™ looked at all the crappy loans they had, and did the math, and found out that they were worth less than zero. Even worse, their bigger depositors heard (because depositors who own senators seem to get advance notice) and started to pull their money out.

Since those folks had friends, they told them. Soon enough, everyone wanted one thing – they wanted their money out of Silicon Valley Bank™. Rational people realized that if this was a problem at Silicon Valley Bank©, it was a problem everywhere.

Silicone and silicon – electrical engineers know the difference – no one trusts them around silicone.

In a thought that gives central bankers and senators cold sweats (after the previous night’s booze wears off) is the idea that people lose faith in the banking system. Oddly, this wouldn’t be a problem if we used money made out of gold and silver, but since ours is just as much a fantasy as thinking that diversity enriches us all.

So, there’s a problem that’s impacting literally every bank. Some big ones have failed, but thankfully Duchess Markle still has her cash so she can get enough publicity to hide from commoners like me. What’s the solution?

First, pay off everyone so no one is scared and Oprah doesn’t have to fly commercial with mere mortals. Second, flood the system with money. If a bank needs cash? Wheelbarrows of it?

Give it to them.

Thankfully Congress took a break from sending your tax dollars to Ukraine to bail out Oprah.

Last year, banks were paying 0.10% or so for crappy checking accounts. This summer, rates started shooting up, so I snuggled into some CDs that paid a lot more than my mortgage cost. Then, last month, I got a call from my bank where I set up the CDs.

“Mr. Wilder? You have money in other banks, right? If you deposit (a few thousand) dollars from accounts outside of your accounts with us into savings, I can give you a 4.5% rate on checking and savings.”

What????

If there’s one thing I know about banking, is that bankers are not generous except to themselves, senators, and Oprah.

I check with him, drove to the nearest branch of Major Bank™ in Mt. Pilot, and tossed a few thousand in. Could I take it out later?

Sure!

I am informed this is funny because horses often live in stables, so this would be a violation of California’s work safety laws.

I started wondering about this, but soon enough came up with the answer: when I make a deposit in the bank, I’m making a loan to the bank. And if they’re offering me nearly 5% for just parking cash at their place, that means . . .

I’m their best alternative for a loan. Me. John Wilder. Enough so they paid a dude to call me and ask.

Yup, it’s just that simple. And they called me to ask me to make a loan, and offered to pay me over four times what I was making on my cash to make that loan. Reading a bit further, it turns out the way that the Fed™ shoved money down the collective throats of the banks was through the Bank Term Funding Program (BTFP).

Yes, the Fed© created the BTFP, loaned the money to the banks who then deposited the money . . . at the Fed™. I’m not making this up. As of March 11, 2024, the Fed© will no longer be making more BTFP loans at those sweetheart rates. All new loans would be made at the same rate the bank gets paid by the Fed©. The gravy train, or at least this gravy train, is over.

When did I get the phone call wanting to borrow a few bucks from Major Bank?

January, 2024.

Since when do I believe in coincidences? And it was weird, it wasn’t a lot of money that I needed to deposit, but I think they were looking to get bigger players than tiny John Wilder.

But at least they’re not insufferable idiots . . . oh, too soon.

And that’s the rub. If banks are looking to borrow cash from me, how bad are their balance sheets?

Dang, I’m worried! Will Prince Harry have enough money to travel the world for 45-minute meetings with his father? Will Oprah be able to afford more caviar?

And, maybe I should take up loan sharking. Maybe I can buy my own yacht, bigger than Prince Harry’s and I’ll sail past him, and look down on him, and try to give Harry that condescending look that appears to be his Resting Prince Face.

And I’ll write a rock song about it.

I’ll call it Smirk on the Water.