Creating havoc since 2006. Fair use is claimed for images on this site, but they will be removed (if owned) on request out of politeness. movingnorth@gmail.com
âThe Mexicans predicted that the world was going to end in 2012.â â Itâs Always Sunny In Philadelphia
 So, of these things? Deflationary Depression, $1,000,000 bills? Nope. It’s more likely that Hillary will hug Trump.
I know itâs not the New Year quite yet, but I thought Iâd beat all of the big magazines to my predictions for 2018. Then we can make fun of them and laugh marvel at my stunning accuracy next December . . .
Bitcoin
Well, Bitcoin is all the rage, again.
I suppose I should make a prediction about Bitcoin, and I will, but Iâll hedge my prediction with the thought that it is so very different than what anyone has seen that it doesnât follow any previous models of currency or other financial instruments. You can read my post about it here ()
After even more research, my most likely conclusion is that the National Security Agency/Central Intelligence Agency is behind the creation of Bitcoin, but I’m not sure they knew how big it could become. Risks to Bitcoin are significant:
Vulnerability to Hacking
The algorithm thatâs used to verify that a Bitcoin exists is SHA-256, the (SHA) Secure Hashing Algorithm created by the National Security Agency. Should the NSA have a way to subvert that algorithm, they would control all of Bitcoin, at will. But, they also had the ability to read these words in real-time as I was typing this post, so they could just go and collect everyoneâs passwords and private keys off of their hard drives if they wanted to.
I say the NSA could control Bitcoin, because Iâm fairly sure that no other group on the planet could pull it off. The Boy says that the algorithm used by Bitcoin is published and lots of people have reviewed it and think itâs sound. But the NSA is very, very, very smart.
A risk that could drive Bitcoin to zero â in a day? Sure. But very low probability.
Nobody Takes Bitcoin  Â
You canât go to Wal-Mart and buy RCs and Moon Pies with it. The number of places that accept Bitcoin are very small. The number of people using Bitcoin as money are likewise small. If truth be known, you couldnât take gold or silver into Wal-Mart to buy a Moon Pie, either. But to be accepted as money rather than as a pure investment vehicle, it would need greater acceptance.
Volatility
Bitcoin price has been up and down more than a teenage girlâs mood. And that would just be today. In the last week it has dropped from $19,000 down to $13,900. Thatâs a 27% drop. In one week.
2018 Prediction on Bitcoin:
I predicted it would pull back, and it has. I think it might have more to fall before it becomes stabilized, maybe to $10,000. But I predict it would be higher than $20,000 next December.
The Stock Market
Hillary Clinton might not like Trump, but the stock market loves him, since the market is up over 24% since he was elected. 24% is huge. But it did 34% in 1995. 30% in 1997. 26% in 1998. So, just like Monica, the stock market loved Bill Clinton once upon a time, too. And none of those years had significant pullbacks immediately following. Risky? Sure. But the trajectory is still up. I think (if you look at the charts) this is the restart from a business pullback in 2015 and 2016. As I travel around the country, there is massive business activity. Things really are going well.
The biggest risks are North Korea, Iran, and Saudi Arabia, with anything that created higher oil prices being the biggest risk. Chances of impeachment this year? Nearly zero.
2018 Prediction on the S&P 500:
Up. Not 24%. But up, say, 10%. 2019? Weâll see.
Interest Rates:
Weâre recovering from the longest period of low interest rates in history. All of history. It really wonât make a difference, but the Federal Reserve simply must increase rates so that we can pretend that the money isnât all made up. Eventually if thereâs a credible alternative (Bitcoin?) the Federal Reserve will have to raise interest rates . . . a lot.
2018 Prediction on the Federal Reserve Rate:
Up slightly. Eventually (2019, 2020?) up a lot.
Gold/Silver:
Meh. Wanders back and forth. Probably ends the year +/-10% of where it started. 2019 or 2020 might be different stories, and longer term it will still experience huge upward swings during times of uncertainty. It appears weâre currently at the âno crisisâ pricing, which would probably be a good time to stock up. The Boy accumulated several ounces of silver at $10-$20 and sold at $40.
So, there they are. I’ll revisit these each quarter so you can laugh at me . . .
Disclaimer: I havenât started any positions in anything above the last three days (it was Christmas, you dolt) and donât expect to start any in the next three. So there. Also, Iâm not a financial advisor, and this set of âpredictionsâ is probably as good as a Ouija® Board and probably worse than flipping a coin.
I was two sentences into Sunday’s edition of Life in Alaska. The Mrs., ever attentive, asked what I was going to write about.
“Well,” I said, “This is a pivotal weekend. We now have enough wood that I’m pretty sure that we can get through the winter on our supply.”
The Mrs.: “You’re going to write about wood, again? John, that’s a bit nuts. I know you’re obsessed, but perhaps that’s the reason that your website dropped 0.02% behind google.com last week as the most popular website ever. Perhaps people are just sick and tired of reading about wood.”
I pondered this. I thought, perhaps, just perhaps, that The Mrs. was right, and I was turning into Bubba from Forrest Gump. She generally is. You remember Bubba, right? Here’s my version:
Instead of writing about wood again, perhaps I could give a bit of insight into the psyche of the average Alaskan, edify and delineate the juxtaposing paradoxes that are Alaska.
It almost spawned a fistfight, and now my neighbors have taken up positions around the cabin making sure that I never leave again, at least until the riots in downtown Fairbanks finish up. They think that they’ve got me surrounded and cut off from outside contact. I fooled them. I’ve got wireless Internet.
“You’ve got spruce boughs, knotty spruce, dry spruce, black spruce…”
So, I sit here, and realize that yes, as usual The Mrs. is right. Perhaps I should write about something other than wood. It does make me a bit one-dimensional.
“You’ve got spruce branches, spruce needles, pine cones…”
Yes, letting the Fairbanks riots of ’06 calm down is probably the best course. Perhaps I could write next week about wood something else. Maybe I’ll even have a fun adventure to write up. That would (wood?) be nice.
“You’ve got gas chainsaws, electric chainsaws, log milling machines…”
As The Mrs. says, “Quit being so darn obsessed with the wood.”
“We paid him in gratitude and life lessons.” – Psych
There are a few Christmas mornings where you will exceed anything your children could have expected. Sadly, Pugsley wanted an orbital space laser platform to terrorize continents and set him up as God Emperor, but only got Mario Kart®.
“All you need are these: certainty of judgment in the present moment; action for the common good in the present moment; and an attitude of gratitude in the present moment for anything that comes your way.” — Marcus Aurelius, Meditations, 9.6, via the Daily Stoic (LINK)
Where is our attitude as we walk through a day?
While I was living in Alaska, I was stopped at the local Safeway®. The Mrs. had asked me to pick up some child wax and I had to make a left turn in order to go back home.
I was behind a minivan. The mother turned back several times, yelling at the children. It took her (I checked my watch) 35 seconds to finally pay attention to the road and make the left turn. I know, because I timed her. I was getting ready to honk my horn when I realized – why be upset? Why honk your horn over something so small?
Imagine how grateful I was when, after following this woman for 8 miles, like a stalker on parole, that I found out she was my next-door neighbor. Yikes!
I’m adopted. I’m grateful that I ended up with a family that didn’t want to strangle me. At least didn’t want to strangle me too often. I remember learning at the wise age of five that oil was valuable. So I took all the motor oil in the garage and put it in jars. Perhaps to sell it.
Or when I was in fourth grade, that I drew a picture of a spaceship so well that my classmate John accused me of tracing it. I was grateful for that final bit of artistic excellence, since it went downhill from there.
I was grateful that my 7th grade English teacher hadn’t read “The Forever War” by Joe Haldeman, since that was where that story I wrote (re-imagined, in current Hollywood terms, or plagiarized in normal speak) came from.
I’m grateful for finding The Mrs., since otherwise she would have broken some poor stick-boy.
Of course, I’m grateful for all of the kids, each in their own way.
I’m grateful for little scissors that I can use to trim my nose hair and ear hair. I’m not especially grateful for the nose or ear hair.
I’m grateful for Maria Conchito Alonso’s role in The Running Man. And I’m grateful she isn’t in anything else.
I’m grateful for the antibiotics that ended the pneumonia that otherwise would have ended me.
I’m grateful for my friends, who I call and burden with my lame, first world complaints.
Oh, and I’m grateful for Predator 2, even though Danny Glover is a nutcase in real life. Oh, wait, that had Maria Conchito Alonso in it, too? Okay, she can be in two movies. But only two.
I’ve done an assessment of my life from time to time, and found that, of all the billions of people on the planet, I’m among the most fortunate. And I’m grateful.
But sometimes I forget to be grateful. And every time I do, what fills me instead? Anger. Envy. Pride. Despair.
And, let’s be real since it’s just you and me. Sometimes you want to be good and angry at the idiot clerk at McDonalds that has none of the advantages you have. Sometimes you want to be filled with pride because you won an internet slap-fight with an unarmed man. And . . . sometimes you want to just give up.
The solution has been gratitude for me. Go outside on a December night. Take and hold a deep breath. Enjoy the feeling of cold as it gives you goosebumps as you look up at the stars on a December morning, and realize you’re the only one seeing what you’re seeing in the frozen air. Let your eyes adjust, and stare deeply into the stars, and understand:
You can be grateful because it’s good for you, because it makes you feel better. Or you can be grateful because you should be. Each of us is improbable – each moment we live on this planet a gift. So, act like it.
And don’t forget to wax and polish your children daily!!
“I’ll only work with the barely competent. Takes the stress out of slacking off.” – That’ 70’s Show
Sure, it looks placid – but two minutes after I took this picture the building inspector and OSHA showed up and shut the job down. No hard hats, no safety glasses, and the building wasn’t even to code. The foundation didn’t have properly spaced rebar – heck, the foundation was just FROSTING! The Boy and Pugsley will be out on bail soon.
With one or two exceptions during my life, I have been pretty stress-free at the holidays. Now even most of that anticipation is gone: if I get to see everyone, great! If not? No problem. If I get a great present? Great! If I don’t get a single present? No problem. If they really like the present I got them? Awesome. If not? Meh. I’m not going to lose a bit of sleep over it.
But a lot of people aren’t like me: Thanksgiving and Christmas cause them immense, negative stress. Stress is horrible, and it is (unfortunately) a gift we often give ourselves. Don’t get me wrong – there are good stresses: anticipation, competition, challenges. These, overall make us healthier, so we’re talking about bad stress.
Certainly there are aspects of life (and stress) that we cannot control ourselves. I agree – there are things that are visited upon us through life events that are pretty difficult. Family death? Job loss? Family (or personal) chronic illness or chronic pain? Yeah, it’s hard for me to jump out and say, suck it up, buttercup – all is well, because sometimes that stressor is deep and may profoundly impact you – forever.
And stress can kill you – literally. Bad stress leads to (and this is a short list, there are many more items that could fit):
Depression – not the economic one, the personal one. This can be devastating.
Heart Disease – which is the number one cause of life insurance payouts.
Weight Gain – which everyone wants, right?
Chronic Inflammation – which goes through and impacts multiple body systems, including your immune system.
Subscribing to Magazines About Knitting – Don’t ask me why.
But stress can be controlled. When?
When you don’t care.
Or, rather, don’t have a set of expectations of the way that you think the world should be. For a large number of situations, our stress is self-imposed. Your football team isn’t winning? The waitress messed up your order? The person in line at the store was rude? These are really small matters, and why would you be upset about them? Chances are slim you’ll even remember them tomorrow, never mind next month or next year. If it isn’t a big deal, I give you the permission to just not care.
But . . . what if work not going well because the boss hates you – and hates you for no good reason? You’ll remember that.
This really happened to The Mrs.: She was hired for a job while her manager was on maternity leave. The first time she met her manager was three months after The Mrs. started. Her manager immediately hated her. Why? Her manager didn’t like the person that hired The Mrs. The Mrs. lasted only about three more months at that job – she quit – and had stress every day. Another stressor for The Mrs. was that there just wasn’t much to do at the job – it’s one thing to be busy and have to deal with office politics – it’s quite another when most of the day is filled with . . . nothing. Her job, for her, had no meaning.
Yes, it’s hard not to care (or have low expectations) if your boss hates you and your job has no meaning. It’s even harder to deal with this if you’re not fortunate, like The Mrs., and have the ability to quit your job. But you can decide not to care if you must have the job, because you choose to find your meaning elsewhere, though given the circumstances above, you should probably be floating your résumé.
Let me give an example: Victor Frankl was an inmate in a WWII German concentration camp. Pretty awful place. And he saw that everything, absolutely everything could be taken from him. Even his life. Except . . . Frankl saw that the one thing that couldn’t be taken from him was the way that he felt. His attitude belonged only to him.
From his book, Man’s Search for Meaning:
“The pessimist resembles a man who observes with fear and sadness that his wall calendar, from which he daily tears a sheet, grows thinner with each passing day. On the other hand, the person who attacks the problems of life actively is like a man who removes each successive leaf from his calendar and files it neatly and carefully away with its predecessors, after first having jotted down a few diary notes on the back. He can reflect with pride and joy on all the richness set down in these notes, on all the life he has already lived to the fullest. What will it matter to him if he notices that he is growing old? Has he any reason to envy the young people whom he sees, or wax nostalgic over his own lost youth? What reasons has he to envy a young person? For the possibilities that a young person has, the future which is in store for him?
“No, thank you,’ he will think. ‘Instead of possibilities, I have realities in my past, not only the reality of work done and of love loved, but of sufferings bravely suffered. These sufferings are even the things of which I am most proud, although these are things which cannot inspire envy.”
If you ever want to feel small, just remember those are the words of a man who lived for years in one of the most difficult environments we know of, and came out filled with hope.
So, from Frankl, meaning is key. You have to have your own reason for doing what you’re doing. If you have a reason, you can endure anything. Amateurs try to treat the wrong thing when they try to give you advice on how to beat stress. Here are examples of really bad advice:
Too Much Caffeine – Caffeine doesn’t cause stress. And coffee is awesome.
Not Enough Exercise – I like to exercise, but lack of exercise doesn’t cause stress.
Not Enough Sleep – I like to sleep, but lack of sleep doesn’t cause stress.
Not Keeping a Stress Diary – Now they’re not even trying.
As you can see, these are bad ideas – they look only at attacking symptoms, and not the underlying problem. Rule 1: Ignore stuff that’s not important. Rule 2: Have meaning and or a purpose.
âLook, you two guys are just guys, okay? Mr. White, he’s the devil. You know, he is smarter than you, he is luckier than you. Whatever you think is supposed to happen, I’m telling you, the exact reverse opposite of that is gonna happen, okay?â â Breaking Bad
Pop Wilder was at the peak age of life, 45 or 46, when the big bank in the Midwest called. Theyâd met him at a conference, and they liked him. A lot. Theyâd like him to move from being President of his small farm bank into the big leagues.
Taking the job would mean moving away from the small (population at when he got the job offer was about 750 people) mountain farming town where he lived since his birth to a larger Midwestern town (population zillions). He and Mom discussed it, and he decided he would take the job.  After all, they were shoving his face full of more money (salary comparison in 2017 dollars: $310,000, and those are American dollars, not those cheap Canadian dollars) than he had ever expected. And the future was wide open â this was a BIG bank. He might even be called up to New York if he did well with the Midwest bank, where the money could be even more.
He went in to quit, and called the majority shareholder, Mr. Potter (we talked about him earlier, here (LINK)). Potter told him to stop and think about this â heâd be leaving the town he was born in, the town where heâd grown up. âWhy, Pop Wilder, you know everyone. In a big city, you wouldnât know anyone! And the risk, what if you didnât do well? Then youâd be fired in a big city! To make it easier, why, Iâll match their offer.â
Pop Wilder stayed. One night, 17 years later, he would bitterly remark that heâd had the last raise of his life 17 years earlier. Mr. Potter had no viable replacement for Pop, and had been a shrewd and manipulative businessman â playing off of Popâs fears. But Pop (and Popâs name) was what he wanted, but he wanted it only at the lowest possible price.
To give you an example of what kind of a gem Mr. Potter was: Mr. Potter owned a gold mine, and fired his mining engineer every two years. He didnât want the mining engineer to know more than he did about the mine.
Great guy, huh? I met him once. I felt like I was in the presence of something H. P. Lovecraft wrote about â some evil eldritch abomination from beyond time. Or just an evil old dude.
Fast forward a very long time . . .
I was living in Alaska with The Mrs. We loved it. We had given birth to Pugsley up there (well, to be honest, I was present, and wrote the checks, so I gave birth, too, right?). Our house was the right size. The lifestyle was amazing â guns, gasoline, and woodburning fireplaces. Plus they even had Internet.
Then an old boss called.
He was looking for me to move down to the lower 48, specifically, Texas. Honestly, we werenât interested. Fairbanks was wonderful. And I had even said (once upon a time) that Iâd never move to Houston.
I told him, âNo.  Thanks for asking. We like it here.â
His response:Â âWhat would it take for you to move this way?â
Me: âOkay, (NUMBER).â I arrived at number by adding my salary, my wifeâs salary, her bonus, my bonus, and then threw 20% on top. I thought that my unreasonable request would at least gently shut him down so I could move on and ignore him.
Him: âOkay, we could do that number, plus a guaranteed 20% bonus, minimum. And a signing bonus. And we can move all of your stuff. But the boss says we canât buy your house with the relocation package.â
I was stunned. He called my bluff. The Mrs. and I spent agonizing hours on this, but finally gave in and listened. He flew the whole family down to Houston and we looked the place over. Not to our liking, but the opportunity was so large . . . .
We got back to Fairbanks, and found a job offer on my email.
Me: âI can do it, but only if you buy my House.â I secretly hoped theyâd stick to their guns and say no.
Him:Â âOkay, weâll buy your house.â
I told my Alaska boss, who was not at all Mr. Potter, that I was quitting. The company Iâd worked for in Alaska immediately raised my salary by 20%, and promised that there would be more to come. But the opportunity there was working on something much smaller than the new job.
Part of the calculations involved in coming to our decision was Pop Wilderâs life:Â he had become stuck in a situation when he didnât take the chance for significant success, and always regretted it. Â In my case, I was going to take the opportunity â it was 100 times bigger than anything Iâd ever done.
So, we moved to Houston. And it worked out okay, even though we still miss Fairbanks.
But it did start me thinking, about opposites. Staying in Fairbanks would have been easier. How often is doing the opposite thing from whatâs easy the right thing?
I think the answer is:Â most of the time.
Exercise vs. Couch â itâs obvious that sitting on the couch and eating Twinkies® is generally more pleasurable than exercising until your thighs are on fire and sweating buckets, but study after study (dating back 4,000 years to Egypt, where the first article appeared in Healthy Pharaoh Today) shows that, while more fun, couches kill.
Full vs. Hungry â Imagine the feeling after a Thanksgiving feast . . . and now imagine it killing you. Yes, nobody likes feeling like theyâre really hungry, but recent studies have shown that food deprivation is awesome for you, both short term and long term. Iâm mean, not starving to death long term, but rather periodic fasting.
Party vs. Work â Hard work may pay off in the future, but partying always pays off now. Thatâs exactly the right answer if youâre running for congress. Everyone else wants to see the work first.
Discipline vs. Freedom â Itâs hard to make a plan and stick to it, day after day, for months, especially when it looks like itâs not succeeding. But how many times did that one extra attempt push a person from failure to success? Stephen King would be a dead drycleaner except for trying one more time (LINK).
Kindness vs. Selfishness â Okay, there have been a few moments in my life when Iâve cut loose and allowed myself to be horribly selfish. Those days are generally weekdays. Or weekends. And often occur during the Summer, but also Winter. And Fall. And Spring. At least I try. On alternate leap years I really try. See also: Courteous vs. Rude.
Honor and Loyalty vs. Cowardice â A coward dies a thousand deaths, a brave man but one. But I also bet a live guy wrote that? Anyway, itâs tough to show honor and loyalty in a world that values neither. So much easier to give in. My problem is I have to look myself in a mirror and see the guy on the other side. So is it my cowardice of not being loyal and honorable that keeps me loyal and honorable?
Morality vs. Licentiousness â Apparently Hollywood hasnât heard of âmorality,â at least based on the most recent headlines. Maybe someday someone will make a movie about that?
The easy road is downhill. Challenges are hard. Letting go of the comfort of the warm bed on a cold morning is hard. Growth and achievement require effort.
Do the opposite of comfortable â thatâs where living a heroic life starts. Or maybe heroism starts on Skyrim® or Assassins Creedâ¢? But heroism does start with taking a chance. Being bold.
“Patients sometimes get better. You have no idea why, but unless you give a reason, they won’t pay you. Anybody notice if there’s a full Moon?” – House, M.D.
Proof time is fleeting. This is now 205 pounds (that’s sixteen metric tons) and is going to college in less than twenty-two months.
If you live to be 80 – you will have lived through 1042 full Moons (maybe 1043, depends on when in the month you were born). That seems like a lot of full Moons, but if you’re, say, 28, you’ve already burned that number down to 677.
How many of those full Moons will you see? If you’re part of today’s smart phone obsessed majority, not many. Here’s a pretty powerful quote from Paul Bowles’ book, Sheltering Sky:
Because we don’t know when we will die, we get to think of life as an inexhaustible well. And yet everything happens only a certain number of times, and a very small number really. How many more times will you remember a certain afternoon of your childhood, an afternoon that is so deeply a part of your being that you can’t even conceive of your life without it? Perhaps four, or five times more? Perhaps not even that. How many more times will you watch the full Moon rise? Perhaps twenty. And yet it all seems limitless…
In a point I’ve (tried) before to make: You’re dead. What, exactly, are you going to do about it? How are you going to live . . . today . . . to justify all that you are?
Inside each of us is our vision of ourselves. It’s not as the world sees us. It’s as we see ourselves. And our minds are powerful tricksters. Jordan Peterson (I’ve written about him (LINK), (LINK), and (LINK)) spoke in one video I watched about treating a girl with anorexia. She could easily distinguish, say, which book or piece of paper was larger, but she could see no difference between the size of her thigh and that of Dr. Peterson. So Peterson had her trace her thigh’s width while sitting on a piece of paper. Then he had her trace the width of his thigh. She was shocked that his was so much larger than her emaciated thigh.
You know the type of person that you think you are – what kind of person does the outside world see?
I think that as we (as a society) become more enmeshed in the inner and virtual world, we become somewhat apathetical to what goes on in the actual, physical world. I’ve talked with multiple parents of high school aged children and their parents are concerned: the kids don’t seem to want to do anything. They’re enjoying life, but the drive to perform and achieve seems to be missing.
“Where is he going to school?”
“We’re just trying to get him out of high school.”
And the Moon keeps circling the Earth.
How do you feel about yourself?
Does the world see you the way that you do?
What are you going to accomplish before the next full Moon?
âWhat about the reality where Hitler cured cancer, Morty? The answer is don’t think about it.â â Rick and Morty
Artist representation of what a cell might look like. Just kidding â fireworks at night in Fairbanks on July 4th. Hint: on July 4th there is no night in Fairbanks.
In new news this week: cancer eats sugar. But that really isnât new news, since Dr. Otto Warburg won a Nobel® Prize in 1931 for showing that a cancer cells use ten times the amount of sugar as a normal, healthy cell. Sugar consumption also leads to cancerâs biggest risk factor: being fat (I could say overweight or obese, but letâs not chop the onion too finely â Arnold Schwarzenegger was overweight, but never fat. Iâm talking fat, here.) Now that correlation is clear â fat people catch more lung cancer than smokers. But is the cause right? Is being fat the problem, or is it the things that you do to get fat that cause the cancer?
As weâve discussed in the past, much of medical research has the same scientific rigor as astrology (Sagittarius, here!) or alchemy (I know where soooo much lead is) or even astronomy. Ha! The Earth revolves around the Sun! What a hoot! A recently released review indicates that as many as 30,000 (thatâs not a typo) scientific (if you call biology âscienceâ) papers were based on using the wrong type of cell. In one case they were using liver cells instead of lung cells. I personally taste my all my cell cultures before using them, and always check the expiration date. Even a rookie can taste the difference between liver and lung!
See, I told you people donât know how to Science anymore (LINK).
But a recent study that seems to have actual science behind it (and by authors whose first names are Johan, Wim, and Veerle) investigates the relationship between sugar and cancer. It seems that cancer cells get energy through fermentation of sugar, and the more sugar a cancer cell has, the faster the cancer grows. (Normal cells generally oxidize the sugar, so they use a different path.) Again, in their study, increased sugar led to increased growth, which is what you want in a bank account, not a tumor.
But your body has to have sugar, right?
Well, no. Generally the brain prefers glucose (the kind of sugar found in your bloodstream) but it can do just fine, thank you on ketones. What are ketones? A 1960âs Motown band?
No, ketones are what happens to fats (your fat, or butter, or cheese) when your liver rips âem apart and stuffs them back into the bloodstream where they eventually feed your brain (and every other organ, too), so you can save the sugar packets that you were going to send to Congress and the Kardashians (Say, would that be a great TV show or what? Congress and the Kardashians . . . ). But your body (the liver, again) can also turn protein into glucose. So, is it necessary to have carbs or sugars in your diet? No, not really.
So, curing cancer just means avoiding Twinkies® and chocolate-covered raisins? No. Or at least I donât think itâs that simple. If so, Iâm free to give my Nobel⢠acceptance speech any time after next Wednesday. What my Internet sources indicate is that itâs not a bad idea to go low carbing if diagnosed with cancer, along with cutting back on the protein because it can become glucose.
One doctor in particular (LINK) recommends a diet of up to 70% of calories from fat in response to cancer. Actually, he recommends this diet to all patients, regardless of cancer status.
So, is there a link to cancer growth and sugar? Absolutely. Is there a link to getting cancer in the first place and sugar? Probably.
Should you trust what you read? Hmmm. Remember when carbs were good for you and eggs were bad for you? Iâm expecting smoking and scotch prescriptions before I die . . .
Am I a doctor and should you trust this without checking with somebody more than me? No way. Check all of this out for yourself.
“There are two kinds of pain. The sort of pain that makes you strong, or useless pain. The sort of pain that’s only suffering. I have no patience for useless things.” – House of Cards
Talk about suffering . . . these guys fight to the bitter finish!
Suffering and evil.
They exist.
But so does happiness.
Scott Adams (the Dilbert® author/artist) even has a formula for it. His post about it is here (LINK). The formula as presented by Mr. Adams is pretty simple:
Happiness = health + money + social life + meaning
That’s a pretty short list, and a pretty simple formula, and, unwittingly those are represent three of the four items that I chose to feature on this blog – Monday Meaning, Wednesday Wealth, and WilderHealth Friday (yeah, that rhyme sucks, let me know if you have a better one) that this blog is thematically intended to address. I guess that great minds must think alike?
Health
I believe Mr. Adams intended the list to be (more or less) in order. For instance, if you’re on your deathbed, having money and a party with tequila-shooting 23 year old actual girl bikini models (you have to specify the “actual” part after 2016, I guess) in your room plus the Pope and Dalai Lama asking you for advice with their religious problems . . . okay, I’ll admit that’s not a bad way to go. But the whole “going to die” in 20 minutes still turns the whole party into kind of a bummer, what with the dead dying guy and the Pope. This Pope is not a party animal, unlike the last one . . . .
Can I get an amen? – source, Internet, Provenance Unknown
Money
Money is second on the list. Is it? I think so.
Money cannot by happiness, but it can buy experiences. It can buy leisure time. It can create situations where you have a social life. And, it can create situations where you create meaningful experiences. And I’ve been with very little money ($70 in the checking account and $150,000 in debt) and have been out of debt, and I very much recommend having money. If you’re healthy, that’s a great start. If you’re healthy and have money? You can get to the next bits.
Social Life
So, you’ve got health, and money. Without anyone who cares about you, it’ll seem pretty hollow, since we humans are (mostly) social creatures. Oh, I’m sure that you’ll bring up Grizzly Adams® but even he had his bear, Ben.
In truth, Adams was just a businessman and shoemaker who made and lost several fortunes and died of an aggravated grizzly bear bite after a monkey bit him in the same spot five years later. Normal, boring suburban life. Picture source, Wikimedia, public domain.
Meaning
So, finally we end up with First World Problems. Health is a common problem in the world, as is money, although I think plenty of strong families do get by without money, and even find tons of meaning during a simple life.
Weird Al talking about First World Problems. Perspective, right?
There’s probably a sweet spot for income, too. There might be a classic “Three Bears” problem of too much, too little, just right, but I’ll imagine it skews more towards having too much money. We’ll hit the topic of earning “too much money” (really, probably working so hard and so stressfully that you die sooner) some Wednesday.
Meaning is important, and I can recall some occasions in my life where I had all the money, social connections, and health anyone could really ask for, and then I’d start thinking about meaning. It was during those situations that I realized that mankind wasn’t horribly predisposed to contentment. If it isn’t health, material possessions or friends, we have to have something to search for, and it turns out meaning is an easy one.
And I think that the search for meaning often shows up when we do have most of our comforts met – I know that some periods of personal success have left me feeling hollower and brought me back to looking for that deeper side of life.
The Other Side of Happiness
Some churches and religious folks preach that money and the good life is a gift from God, and I’ll agree. But we cannot forget the gift that suffering is. I’m not sure that there are many people who have been made better by having all that money. But when a person has to go through a tough time? Suffering exists, and difficulty exists, and they exist so we can vanquish them and emerge from the other side, better and stronger.
Is there suffering? Undoubtedly.
Is there evil? Certainly.
These exist. And, we can use them, or rather, in vanquishing them, if we do it right. If we don’t give in to despair when suffering, if we don’t become evil in vanquishing evil, then we emerge on the other side better for our journey. And stronger.
At least that’s what I told the Pope and the Dalai Lama, but I’m not sure they heard me over the music. And the Pope can totally drink tequila. He’s a party animal!
“Ladies and gentlemen, my name is Merlin. You are about to embark on what is probably the most dangerous job interview in the world. One of you, and only one of you, will become the next Lancelot.” – Kingsmen: The Secret Service
These women were interviewing for the baby-catching position we had. Neither was hired – since it was clearly in the job description that you cannot be made of metal, wood or stone. But they caught 8 of the 10 babies!
This post is the result of a discussion I had with a relative who is getting within six or so semesters of graduation. Please, do pass this link around since many college kids have NO idea that HR is the enemy or even how the hiring process works at a major corporation. Or how to use a dial phone. But the whole phone thing is beyond the scope of this post . . .
Previous posts have discussed (honest) ways to make money other than being an employee – and being Johnny Depp doesn’t count. Chief among them are being self-employed (which is like a job, but with none of the job security), owning a business, or being an investor. But most people want to work for a company, especially new college graduates. Something about having a steady paycheck seems to motivate them.
Starters: The Résumé
I’ve had the good fortune to review thousands (not an exaggeration) of résumës. I know that there’s no umlaut in the word résumés, but I never get to use umlauts. Between me and you shouldn’t the word umlaut have an ümlaüt or two?
I digress. I’ve seen zillions of résumés. Most of them are booooring. Really boring. Member of this. Member of that. Yeah, and for five bucks I could be a member, too. This isn’t to knock the kids coming out of school – but, really, no one cares if you were part of the intramural interior mural team. It all just blends together on the page and looks? Yes. Boring.
My friend Eric had a cool résumé – in it he mentioned working on a Christmas tree farm. After we hired him, he said that people always referred to him as “the Christmas tree guy,” so he kept it on his résumé. And, honestly, for mental manipulation in the interview process, that’s wizard-level technique. Most people have fond memories of Christmas, and Christmas trees from being a kid, even if there was that year that Momma and Uncle Luther stopped talking to each other due (in part) to a Jim Beam® fueled argument over who Grandma liked best and who took better care of her because they were more selfless. Only saw Uncle Luther one more time after that, but I did get a cool Transformer® that year. It’s probably best to leave all that detail off a résumé – it falls under the category of way too much information. But Christmas tree farm is awesome. Ahh, the smell of home baked cookies, bourbon, and regret.
The idea is that your résumé should have something unique on it – something that raises a question in the mind of the reviewer, and ideally the item should be pleasant. But even if you’ve got a great résumé? Chances are good that (if it’s even printed nowadays) that it’ll be discarded after about thirty seconds of review. Why? There are lots of other candidates, and it’s a numbers game, and lunch starts at 11:30AM and I want to get there just after they bring the Nacho Bar out before fat Carol from accounting takes all the sour cream. Mmmmm, nachos! Swipe left on this dude. Let’s go!
Have someone you trust review your résumé to make sure that it looks good. Typographical errors in the land of spell checkers are a killer. In the old days, having a typo meant you were, at best careless. Having a typo on your résumé today? You’re careless and actively stupid. Also, when handing out paper copies of your résumé, make sure that yours aren’t covered in small blood spots and a thin film of mucous. (Unless you’re attempting to be a forensic dude for a police department, where that’s probably okay, heck, maybe even required.)
The job hunting process is stacked against you. You have to compete to get attention from someone who cares less about you than the Nacho Bar, which is why most jobs come from personal connections. You’ve worked with someone, they talk you up to someone who’s hiring. Now, instead of a picture of a résumé on screen, there’s a real personal contact – someone who now has a vested interest in getting you through the process. You’re a real person again, and not just a blood and mucous covered résumé.
As a new college graduate, the person that you and your prospective employer both know is the college you went to. Often, people who went to that college lead the recruiting effort there, so they can do service for both their new company and their alma mater. So, as a recent graduate, you are in a unique position – your college and its reputation is your ticket in. So, if your college has never sent anyone to work at your dream company? It will remain just that – your dream company, since it doesn’t “know” your college at all.
Perhaps the best position to be in is if your father is or has been President of the United States (Chelsea, Donald Jr., George W., you all are in that category) which makes you improbably employable, since everyone knows you. You could spend your time writing a children’s book about how the Armenian Genocide was a good idea and they’d put that sucker on the bestseller list.
But back to unpresidential you: let’s pretend you’re the lucky one and your résumé has been pulled out of the giant HR hat where they keep résumés and pull them out on mimosa Friday (every HR department has this). What next?
One time they let Tom Petty wear the HR hat in a video. Exclusive footage!!!
Likely you’ll get an email attempting to set up a phone interview. They’re most likely not sure enough about you that they want to spend a lot of time with you, but they know enough about you that they want to learn more about the Christmas tree farm. Given that, they’ll give you a screening interview.
As a candidate, know that the phone screen is just that – a screen. Your interviewer just wants a reason screen you out so they can delete your résumé and have more room for Call of Duty™ on their HR computer and also narrow the pool of people that they’ll actually have to talk to in person, which will obviously take away from Call of Duty® time. If the interviewer is someone from HR, they’ll likely go through a list of qualifications for the job and look to see if there’s some reason that they can ignore you for the rest of their lives, or maybe trade you to the HR guy over at the company down the street for a weapons upgrade.
One phone screen where I was the candidate, I set everything up so I’d have some peace and quiet in my bedroom when it was time for the phone call. The phone rang, and I picked up and started talking to the interviewer. About a minute later, my two-year-old daughter picked up the phone downstairs and started pressing buttons and babbling into it.
Me: “Excuse me . . . just a second.”
I ran downstairs, vaulted over the baby gate, unplugged the phone from the wall, and took the phone with me out of the room, and then ran back upstairs.
Me, to interviewer: “Back. And I have one less daughter now.”
The interviewer chuckled and went on through her questions. Apparently the interview went well, since I eventually got a job offer and worked at the company for some years, and the interviewer even baby sat that same daughter.
I didn’t feel at all bad after that phone screen. My theory? If they didn’t have a sense of humor, it probably wasn’t the best place for me to work, anyway.
If you haven’t done so, you really should practice interviewing on the phone with someone who has done some interviewing. You may think you’re pretty darn special (and you might be) but you might come off looking as articulate as one of the contestants on Family Feud® during the lightning round. And not one of the smart contestants. Practice makes us all better.
On Site Interview
After you’ve not been killed in passed the screening interview, you’ll get the opportunity to go and visit the company at their site. What will happen next . . . depends.
Probably the norm for small and medium size companies is that HR picks interviewers based on Astrological tables, and the interviewers have had exactly zero training on how to interview. Not only that, the interviewers might not even know anything about the job you’re interviewing for. You can generally tell if this is that kind of random-shotgun-amateur interview if:
HR doesn’t give you a clue as to what to wear.
People are late.
Interviewers keep you over the allotted time.
The interviewer doesn’t know exactly where you’re supposed to go next.
The interviewer asks if you’ve seen any positions they can apply for.
If the interviewers ask lots of yes or no questions or hypothetical questions.
HR says it might be weeks before you hear back from them.
Working at a company like this will be as random as the process – they don’t have sufficiently developed business processes to make an interview go smoothly, or even share an idea of the qualities the company considers important when it hires to the interviewers.
Contrast that with a mature process:
People are on time.
Everyone has copies of your schedule and résumé.
The interviewer (or most of them) are polished and smooth, and the only yes/no questions you get are whether or not you want coffee, water, or a bathroom break (and everyone asks).
Every interview/conversation has a theme, and you do most of the talking and tell a lot of stories about your past. Sometimes even more than you expected to share.
The final interview of the day is with a VP or higher, and they’re pretty impressive.
HR gives you a very tight timeline on when you might expect to hear back from them, and they hit the deadline.
I’ve interviewed in both systems, and as someone attempting to get a new employee out of the system, I greatly preferred the second system – it produced a consistent quality of candidates.
In a polished interview setting like that, everyone gives feedback, everyone. I had our department’s administrative assistant escort the candidate to the next interview. It was neat, because she was very nice and the candidate, if they were going to drop their shields and act really weird, well, that was often when they did exactly that. Some were rude to her. One guy asked the administrative assistant if I was married (I never did figure that one out, and, no, he didn’t get a job).
As a new interviewer, I was awful. I was disjointed. I asked weird questions. I might have seemed a bit intimidating. I was not at all smooth in managing the interview time. But I kept at it, and eventually the company added interviewer training and a guide to the qualities that they were looking for in an employee and with practice I got better – I’ve interviewed hundreds of people during my career, if not well over a thousand by now.
I learned that the most effective interviewing technique was behavior-based interviewing, where you had the candidate tell stories from the past, outlining how their behavior had created outcomes. And it was amazing the stories that I heard! I had candidates, during interviews, admit to stealing from previous employers. And being trained in interviewing with lots of practice is sort of like having a superpower – the night I met The Mrs. I ran her through the interview techniques during our first date. She ended up talking a LOT and told me most everything I needed to know.
On one occasion I was requested to interview a candidate and go through all of the topics. Normally that took hours – like five, and it was done by five people. It’s a really smooth process – and most people will tell you their innermost secrets if you ask them just right.
John Wilder: “You need me to do what?”
HR: “We only have half an hour with this candidate, and we need to know if we want to hire her. We need a pro, and you’re the only one who can do it, John Wilder.”
John Wilder: “But think of the cost, man . . . this will be a thoroughly unpleasant half hour for her. Even if we want her to work here, she might not want to after that.”
The interview was probably the most horrific thirty minutes of the candidate’s life up to that point, unless she was born in a war zone (she wasn’t – she was born in Michigan, oh . . . wait).
The answer was no. Even during that thirty minute session I’d ripped enough stories out of her that I would have been uncomfortable with her managing filling jelly doughnuts instead of the multi-million dollar responsibilities she’d have (and be fired for messing up) working for us. A definite no.
That had been one of the hardest things for me when I started interviewing. “Yes” is easy to say. And it’s easy to see. “No” was harder, until my friend (the same one who phone screened me) told me this: “Remember, John, giving someone a job who doesn’t fit here is much crueler than telling them no. You’ll have taken away part of their life that they could have spent doing something that they were meant to do.”
And she was right. “No” became much easier, even a moral choice.
Since then, I’ve added one other criteria: there is no yes but a “hell, yes!” You should be excited about new people that you’re bringing into the organization. One of them might be your boss someday. Or your friend for life, like Eric, the Christmas tree guy. Or Johnny Depp.
“This is the federal government, huh? Now I know why my old man got a hundred and eleven Medicare cards sent to him. Not one of them had his name on it.” – The Rockford Files
I finally found Waldo!!!
Last week we talked through the specter of the budget deficit. A link to that awesome post is here (LINK). But I mentioned there was much more to the story. I wasn’t trying to be a tease – I had originally intended that this next segment be attached to last week’s post. But I failed. When I did the word count on last week’s post? It was already my second longest post ever, plus it was 2AM (really 2:30), so I punted until this week to cover the rest of it . . . even Iron John Wilder must sleep sometime, even though I consider “sleepy” the next cousin of “communist infiltrator.”
On Last Week’s Wilder Wealthy and Wise:
We have a budget that, mathematically, must rise exponentially and create deficits to keep us from permanent recession. That’s a pretty ugly realization. Recap over, though there’s more to it at the LINK. I was discussing this post with a friend. “John Wilder, what can we do to fix this?”
Me: “Ummm, when you’ve been accelerating towards a brick wall and you’ve hit 70 miles an hour, and you yell stop 20 feet before the wall? Nothing will help you. Ask for your money back from ACME.”
Last week’s post describes a threat, but not the only threat – if it were, it might be manageable. Even Wile E. Coyote has airbags nowadays. But now? There are components of the budget that are growing much faster than the rest, and will soon crowd out the rest of the spending. I’ll start with the biggest of the big: Medicare and Medicaid.
These programs started June 30, 1965, when President Johnson signed some stupid bill that he knew would get him votes but that he wouldn’t live long enough to see the consequences.
The Rolling Stones had the number two slot on the Top 20 the day he signed that stupid bill:
I just never want to see Mick Jagger eating an ice cream cone. Especially not old, wrinkly Mick. (shudder)
(H/T Wikimedia Commons)
That’s a pretty cool graph. Even cooler is that the Congressional Budget Office did it for me. I like free things that I only pay taxes for.
But it’s not cool because it shows that by 2037 (the benchmark year we’ve been talking about) Medicare and Medicaid will grow like some science fiction monster to consume about 10% of the GDP. Since Federal taxes seem to “break” the economy over about 19% of GDP, it appears we won’t be able to afford much of anything else, since right now Social Security consumes about 25% of federal spending. But more on that later.
Let me explain the “excess growth” label: it means that the program is projected to grow faster than the economy grows, and in this case, much faster. But I’m still suspicious –federal government estimates are rarely conservative – program expenses always seem to grow faster, and the GDP always seems to grow more slowly.
But it gets worse:
Social Security has a “Trust Fund” that will run out in 18 years! OMG!
Actually, the whole “Trust Fund” consists of the Social Security taxes you and your employer pay in every year. For most of the history of Social Security, the taxes you and your pay have paid for the program, plus a lot more.
So, did the government invest that money in the stock market? No. Real estate? No. Well, surely they invested it?
Kinda. They bought US Treasury Bonds.
And then immediately spent the money that they had just given themselves. It is technically true that Social Security has a $2.8 Trillion trust fund that gets interest every year. But it’s more like saying that you have $100 in your left pocket. You transfer it to your right pocket, and put an IOU $100 LOL paper in your left pocket. You then spend the entire $100 on PEZ®, pantyhose and elephant rides.
Congratulations! You still have a $100 trust fund!
I’m sad to tell you that last week’s budget projection doesn’t take into account the explosive growth in cost of Medicare and Medicaid, and the “not quite as scary” growth in Social Security.
Okay John Wilder, this is NOT GOOD.
Nope. And we’ve only been talking about the federal government. At the state level, pension funds are (according to Moody’s (LINK)) underfunded by $1.75 trillion. Whew! I thought we were talking big money! But in 2015, these same pensions were underfunded by $1.25 trillion. So, that’s only a loss of 40% in two years, when the stock market has been consistently rising. Right now the stock market is near an all-time high.
It’s like the states have a dedicated team of sugar-addled toddlers to managing their pension money and replaced the water cooler with chocolate syrup. NO ONE could lose money in this environment. But let’s not forget to blame 43 of the state legislatures for assuming that their pension funds would grow at a constant 8%. First, most people would love that rate with current interest rates. Secondly, you’re never going to get that with the batch of sugar-addled toddlers that they currently employ – you might get your portfolio traded for a Cadbury’s® Cream Egg™, and there’s not a lot of return in that.
I’m expecting the state underfunding to double or triple in the next five years – Chicago can’t pay policemen retirement past 2020 or so. There are actually more retired cops than active cops that they’re paying. This stuff is all over the place. Easy to solve in a growing economy without debt. Here? Just more chaos to add to the picture. You how bad it is in your state, according to the Wall Street Journal (LINK).
There certainly is an end game, however.
As I’ve mentioned before, the high United States’ reliance on debt combined with the use of the dollar as the de facto world currency places it in a pretty perilous precarious position. Here are some random bad things that could happen (up front, I’m thinking these things won’t happen for a few years, and it may not be these things – but something will happen):
Some country, like China, will dump all of their dollars to sink the dollar. Right now, China hasn’t done this because they’re not strong enough militarily or economically. Eventually, their math might change.
Somebody will come up with something better than the dollar. This isn’t as likely, but is still a possibility. When a currency isn’t backed by anything (like the dollar) it’s all a matter of perception.
Everyone stops buying Treasury Bonds (i.e., the money government is borrowing) and interest rates have to shoot up to convince people to buy United States debt.
We will have an internal crisis brought on by the cold equations that govern the debt. One projection shows that by 2031 (not that far off) that Medicaid, Medicare, Social Security and interest on the debt will consume . . . all the projected tax money. All of it. And this might be optimistic, because this graph doesn’t show nearly as much Medicare and Medicaid spending as the CBO does. I think this might be based on an older data set. Too optimistic.
It’s really hard to post a graph like the one above and argue that it’s too optimistic, but I think it really is. We’ll probably run into hard limits sooner, say 2025. In no way can this continue beyond 2040 or so.
Well, John Wilder, you say, we’ve been through a depression before. This should be a cakewalk! We have Netflix®!
And your grandma and grandpa had a garden, didn’t they? It was quaint, you thought. Back during the depression 20% or so of folks lived on farms. They didn’t starve because they had access to chickens, eggs, food. They could turn corn stalks into shoes. Or something. The garden your grandma kept? She kept it because she remembered the hungry days, the days when they saved everything because it might have a use. My mother saved aluminum TV dinner trays (yes, this was a thing) for decades. “Might have a use for them.”
So what happens after the currency gets wonky? Hard to say. This is the textbook definition of a singularity – all the parts go vertical or are divided by zero. What happens when that happens? Again, that’s a really hard set of questions, and this is not the only singularity we will be facing in the near term.
I’ll have a future set of posts on other singularities like this. The next one should be Monday, and it’ll be a doozy.
Hope this conversation didn’t leave you Thunderstruck. If so, here’s a cure: