The Housing Mess of 2026: At Least We Have Ramen

“They’re only noodles, Micheal.” – The Lost Boys

I entered a contest and won a lifetime supply of ramen.  I took the $20 instead.

Let’s start with the sliver of good news, because in this market it’s rare enough to mention:  Many illegals have left the country.  Not enough, mind you, but enough to show just how fake this economy is.  The result is real.  Rents are down where illegals live.

At least a little.  I found a great place to rent, fully furnished, but then the clerk told me it was a liquor store.

Sigh.

The Department of Housing and Urban Development to straight-up say illegals drove up to two-thirds of rental demand growth in recent years, so when .gov admits the problem, you know it’s really worse.  After years of unrestricted immigration flooding the rental market, the brakes got tapped.  Studies show that renter household growth cooled once immigration restrictions hit.

Average rent that hovering around $2,000 a month are finally showing some give instead of the nonstop 36% climb we saw the last five years.  This is, at least a small win for the working guy who just wants to keep the roof over his head while he eats ramen and smokes recreational weed.

Now the bad news.

And there’s plenty of bad news.

Housing is now unaffordable to Gen Z, and it is far worse as a percentage of their income than for any previous generation.  67% of Gen Z adults say they’re struggling to cover housing costs. That’s higher than Millennials (53%), Gen X (54%), or Boomers (36%).

When I grounded my Gen Z kids, their punishment was to go out and socialize. (meme as-found)

Homeownership for Gen Z sits at just 27.1% in 2025 data rolling into this year, which is a tiny bump from the year before, but miles behind where previous generations stood at the same age.  Zoomers need to earn over $112,000 a year to afford the median house.

The problem?  Median household income lags by about $25,000.  Nearly two million young households simply vanished from the market in 2025 because the math doesn’t work.  Housing is chewing up 40-50% of take-home pay.  That’s not a stepping stone to a family and 2.6 kids.  That’s a millstone.

Let’s delve deeper into the problem.

First, housing areas are limited, and the mass blight of urban hellscapes led to the creation and flowering of suburbia, where people could move and raise a family in relative safety.  Let’s be honest, a huge part of suburbia was economic segregation from . . . economic factors.  Suburbs?  You have to have a certain income level to live there.

When I think about the meaning of life, I think about three factors:  2, 3, and 7. (cartoon as-found)

Good schools.  Low crime.  Space to breathe.  No economic factors.

That flight from the cities created the demand, but supply never kept up.  Zoning, NIMBYs, and decades of stupid policy turned safe family neighborhoods into a scarce luxury good.  Housing prices have risen much more than inflation. While wages wobbled along like me on a Saturday night, home values sprinted like me out of the office on Friday afternoon.  Suburbia went from attainable dream to gated fortress most young people can only stare at through the fence.

Second, interest rates are up.  That’s the sort of thing that happens when the cash printer is on high and the oil pump is on low.  Higher interest rates lead to higher home costs for the same price house, as interest eats up more and more of the (now higher) payment.

Mortgage rates eased to around 6.2% by the end of 2025, but that’s still double the pandemic-era giveaway lows.  A $400,000 house that felt doable at 3% now demands a monthly payment that feels like indentured servitude.  Equity builds slower.  Gen Z runs the numbers on their phones and decide roommates, ramen, and the low-rizz life beat the alternative.

Third, houses are treated like an economic appreciation machine whose values never go down. This has led to many borrowers taking out loans near the peak value of their houses, and that peak value locks them in.  If they sell at a loss, they lose actual money, so they can’t sell for less than they owe.

We’re actually at an all-time high for the Google® search term “can’t sell my house.”  Google Trends just hit record levels in February 2026:  higher than 2008, higher than the COVID frenzy.  Sellers are frozen.  Buyers can’t bridge the gap.  The shut down like a date with a Kardashian when you tell them you’re broke.  Houses stopped being homes and turned into leveraged bets on eternal growth.

Markets don’t do eternal.

“There are no mistakes, just happy little accidents.”  Bob was a horrible nuclear physicist.

Fourth, banks don’t want foreclosures to hit the market. Why? It makes the rest of the loans in their portfolio worth less, so they’re incentivized to sit on houses rather than sell them and realize the loss on the books.  Foreclosure filings jumped 14% in 2025 to 367,460 properties, but that’s still historically low and banks are dragging their feet with modifications and delays.  How much of the current private credit crisis is due to just this?  My guess is:  plenty.  Those balance sheets are stuffed with crappy paper because it was different this time.

Fifth, those nice suburban houses with a thirty minute to sixty-minute commute are now even more expensive because the fuel to drive to where the jobs are at is much higher thanks to Gulf War IV. Or is it Gulf War VI?  I forget.  That suburban split-level two towns over suddenly costs a fortune just to reach.  The effective price of the dream just went up again.

The result of this mess is that Gen Z gets further behind.  The kids that should be having kids aren’t.  There are several factors to this, especially female hypergamy where every female (thinks she) is above average, but every male is below her standards.  But the sheer difficulty in having a home in which to raise kids is massive is also killing family formation.  No stability, no backyard, no “let’s start a family” talk that ends in anything but spreadsheets that fill with negative numbers.

Is a 4 with a 6-pack a perfect 10?

Birth rates keep dropping.  In one generation, we went from the GloboLeftElite telling us to stop having kids because “the planet can’t handle more!” to the GloboLeftElite telling us we need to import kids because we need workers.

They break the system, then demand more system to patch the system they created.  Young couples look at the numbers and decide “maybe later.”  Or never.  Unless they’re from (spins wheel) Somalia.  In that case, it’s free fun and prizes while you bring in an alien people with an alien religion.

The good news?

This type of mess always sorts itself out.  The cure for high prices is default and deflation.  If the market is too far cooked, well, look out below.  The United States doesn’t have magic dirt to turn Somalis into Americans, and houses aren’t magic wealth machines.  When enough locked-in owners and over-leveraged banks finally crack, inventory floods, prices reset, and affordability returns.

It won’t be pretty.  Foreclosures will spike.  Portfolios will bleed.  Credit markets may lock up.  The Google® searches for “can’t sell my house” will turn into actual sales at prices that make sense again.

I used to have a really funny polio joke, but no one gets it anymore.

A housing crisis wouldn’t be big for the country, would it?

Nah. Just trillions in pretend wealth gone, generational transfers halted, and the kind of reset that makes 2008 look like practice.

Prepare accordingly.  The reset is coming.

I’m glad I like ramen.

The Fourth Turning: Things Stay The Same Until They Don’t, or, Markets, Money Printing, and Earthquake Faults

“I am altering the deal. Pray I don’t alter it any further.” – The Empire Strikes Back

I always felt disappointed when I lost a model rocket as a kid.  I guess I have thrust issues. (all memes as found)

Am I the only one who feels like the Fed© has been auditioning to play Darth Vader® in the Disney™ Star Wars:  Sith on Ice cast since about 2008?

We’re well into the Fourth Turning® now, and Strauss and Howe laid it out clear as day:  crisis, chaos, and a whole lot of “what the hell just happened?”  And boy, did they ever deliver.

  • War grinding on in Ukraine.
  • Fresh conflict kicking off with Iran – airstrikes, oil price jitters, the works.
  • Tariffs flying like confetti at a parade nobody wanted.
  • February hits and we lose 92,000 jobs just like that.

Yet somehow the stock market just, well, keeps going.  The Dow® is still near all-time highs, but it’s less than 50,000 so I guess it’s okay to ask Pam Bondi questions about Epstein now.  The NASDAQ© is shrugging off bad news like it’s just another Wednesday.  Prices are steady.  It’s almost impressive.

Almost.

Here’s the thing that keeps me up at night: this steadiness isn’t natural.  I think it’s juiced. Freshly printed money, courtesy of the Federal Reserve® and its never-ending balance sheet expansion.  Tectonic shifts are happening everywhere:  geopolitics, energy, labor.

Pa Wilder always told me to not spend too much on headphones.  That’s sound advice.

Wall Street acts like it’s business as usual.  That’s not resilience.  That’s a managed decline wearing a happy face.

Think about it.  The real economy?  People are cutting back.  Groceries are heavier on the wallet, so families skip the steak and finance Encharitos© for six months from Taco Bell®.  Credit card balances are climbing while actual stuff bought is shrinking.  The money printing isn’t creating wealth it’s masking the fact that the purchasing power is evaporating for regular people on the things they need to buy all the time.

But cracks are showing elsewhere.

BlackRock™.  You know, the biggest asset manager on the planet.  Just recently they slammed the door on their own shareholders trying to pull money out of a $26 billion private credit fund.  Redemption requests hit 9.3%, so they capped it and only let a fraction of that cash out.

“Sorry, billionaires, no soup for you this quarter.  Live like a wagie and crowdfund that Nachos Bellgrande©.”

Things are so tight that the Vatican is allowing tithes to be paid via PrayPal®.

This isn’t some glitch.  It’s happened before with other funds, and it’s spreading.  When the biggest players start gating withdrawals, it’s not because everything’s fine and dandy.  It’s because the underlying assets are illiquid and selling them fast would reveal prices that don’t match the fairy-tale valuations on the books.

Translation: the music’s still playing, but the chairs are getting scarce.  Where does this end?

Well, first off, it doesn’t end. Not really. Not in the neat, tidy way the TV experts promise.  Markets and prices, and whole economies work a lot like faults deep in the Earth’s crust.  Stress builds up slowly for years, sometimes decades, with hardly any movement you can see on the surface.  The tectonic plates stay locked together.

Everything looks calm and stable.  Then one day the pressure becomes too great and it all snaps like a 1980s postal worker, an 8.3 on the Richter scale.  The ground rips open and the entire landscape shifts twenty feet in seconds while people are shaking like a stripper in a vat of melting ice cream just trying not to fall down.  I guess that was an oddly specific metaphor wrapped in another metaphor.

Anyway.

Sam told the orphans they should play Grand Theft Auto® so they can be wanted.

When the shaking finally stops, things don’t go back to where they were.  The new normal is permanently different.  And when we’re talking asset prices in our funny money dollars, that shift is almost always higher than before.  Markets do the exact same dance.

Silver prices?  Steady as the rocks they were mined out of for years at a time.  Stress builds quietly.  Then inflation, crisis, or panic hits and the price explodes upward and the new resting level is higher than before.

Same story in 2008-2011: $9 to $49, overshot, pulled back, never returned to the old lows.

Gold does the same dance.  Fixed at $35 an ounce until Nixon slammed the gold window shut in 1971.  Then the printing started and it flew to $800, crashed to $300, but the next plateau was higher.

2000s bull run led to $1,900 gold, then a pullback, then new records above $3,000 and climbing. Each release of pressure overshoots, then settles higher when measured in our funny money.

Silver and gold and assets are telling us the story.

The money printers are holding the fault lines, sort of.  The pressure underneath is still growing every day as silver and gold and A.I. bubble.  Meanwhile, debt, demographics, global realignment, and the whole Fourth Turning stew.

An oracle once told me I would hit my leg at school.  She was right.  It was my desk to knee.

If I were giving advice to a young person starting out today, here’s at least part of what I’d say:

  • Buy stuff that’s real. Physical silver and gold, every single year, with at least part of whatever you save. Doesn’t have to be a ton. An ounce of gold here, a few ounces of silver there. Stack it. Hold it. Treat it like insurance, not a get-rich-quick scheme.
  • Land if you can swing it and cover the taxes and upkeep dirt doesn’t print more of itself and if it blows up at least you own a hole in the ground.
  • Stocks? Sure, invest in them too, as long as there’s still a stock market that isn’t just a government-sponsored casino.
  • Diversify, but never forget: paper assets only work while the system that backs the paper holds together.
  • The real key? Build skills.  Learn to produce something useful.  Grow food.  Fix things.  Trade with neighbors.  Get out of debt that isn’t productive.
  • Avoid crowds. Get out of cities if you’re still there:  a year too soon beats thirty seconds too late.

Because here’s the truth nobody on CNBC® wants to say out loud:  the managed decline might buy time, but it doesn’t buy forever.  The money printing is papering over cracks that are getting wider.  When the next quake comes, and it will, gold and silver won’t just hold value.  They’ll ratchet higher again, overshooting on the way up, then settling at a new, higher plateau.  It’s default, but just enough to bleed you a little.

It’s the same pattern every cycle.  History’s a harsh teacher, and she doesn’t offer extra credit.

The Fourth Turning isn’t here to be fair. It’s here to reset.  The people who see the pattern coming, who stack real assets quietly every year, who prepare instead of panic are the ones who come out the other side with options.

There’s no way that this can go bad, right?

The rest? They’ll be financing their next Taco Bell® run on a maxed-out card while wondering why the market “suddenly” stopped cooperating.

Things stay the same, until they don’t.

Stack accordingly. And pray the deal doesn’t get altered any further.

Disclaimer:  I write funny things, and you should know that by now so this isn’t investment advice.  I do have positions in silver and gold, because I’m not completely allergic to reality.  Do your own homework. Talk to a professional who isn’t trying to sell you the next hot ETF® or his children.

Jugaad And The Mumbai Mafia

“India’s a black hole.” – World War Z

I never got scammed by the Nigerian Prince.  His version of Purple Rain was awful.

When I did the first Indian post, I didn’t expect to do a second.  And now, what, is this the third?  Why a third post?

Indians are speedrunning themselves into being the most hated minority in the United States.  And they’re doing it in record time, like they’re trying to beat the low score record on “Wheel of Karma®.”

Indians used to call themselves the “model minority.” Cute. But let’s be real, they never stacked up very well against the Swedish Bikini Team or the Japanese Waifu Squad.  Okay, the Indians will never be able to be loved like those groups, but what are they doing to make themselves so hated?

I heard a Waifu is like the square root of -100.  A perfect 10, but imaginary.

Well, let’s start with jugaad.  What’s jugaad?

Not as in “joo gaadda see this,” like Tony Soprano might say.  Jugaad is, well, an Anon from /pol/ nailed the definition:

“Jugaad is the dishonest and deliberate bending of the rules and laws to one’s favor. In India, such underhanded and self-serving behavior is celebrated, especially among the upper/middle classes. It can also mean ‘doing the bare minimum to get by’ which is why Indian coding, craftsmanship, etc., is so terrible.”

Ouch.  Kicked straight in the Microsoft©.

But we see jugaad continually exhibited by the Indians who have fled that paradise of the world’s largest trash mountain stunning Mumbai skyline and open sewage the Ganges. They cheat everyone at everything.  And when there are bunches of them, they cheat in organized groups that would make the Mafia blush.

What do cheaters do after they die?  They lie still. (as found)

When one Indian is hired, immediately their main goal is to hire other Indians, which increases their Izzat (link below). But it also gives them co-conspirators. Recently it’s coming to light that many H-1B visa holders are sharing their visa with trainloads of Indians. They all come here and work in substandard conditions, at least by American standards.

Izzat:  How An Indian Concept Is Destroying The West

Why would they do that? Living six to a room in the United States is still 1000 times better than being in a nice place in India. And Americans, they’re so easy to cheat, coming from that high-trust culture. I’ve pointed out before how at least some of the hotels are engaged in human trafficking, drug trafficking, labor abuses, and (probably) money laundering (link below). I mean, illegals from South America, Africa, and even jihadis from the Middle East come to the country and the GloboLeftElite and CommerceChamberCohorts can’t get enough of them.

The Invasion of the Industry Snatchers: Patel Motels and the Trucking Singhularity

Why are Indians different and liked less than violent criminals who eat cats?  The Indians coming to the West have committed several unforgivable sins:

First, they are going after exactly the same sorts of jobs that the GloboLeft rank and file love:  jobs where they can be gang hired and protected by big systems, be it screwing up software at Microsoft® or working for the government or working in an HR department or selling stock in a company with a non-functional Alzheimer’s drug.

Looking at you, Ramaswamy, since that is classic jugaad.

Vivek was going to give a seminar on how not to be defrauded, but cancelled it.  Tickets are non-refundable.

These are the safe, air-conditioned hiding spots where pierced-hair-color activists planned to coast until they gender-transitioned.  Now?  They’re filled with Indians doing the bare minimum at with half the hair dye and double the relatives.

These are things that GloboLeftists want to do with their own weirdly pierced and unnatural hair color gang, and to watch Indians poach their jobs is, well, triggering for them.

What’s a Leftist’s favorite film?  Minority Report. (as-found)

Second, Indians do commit crimes, it’s just that they’re not particularly endowed with height or power, so they have to do everything in parties of 10 or more because a single adult white guy could take on quite a few. And guns? I don’t think they have the upper body strength to hold one up, let alone carry it for any distance.  GloboLeftist are much more in tune with importing actual bombers and murderers and people who pay back for the grift they take, like the Somalians.

True fact:  India does really well at the Special Olympics®.  And, India did beat Michael Phelps who only has 28 Olympic medals, but Phelps has more gold medals than India has silver and gold, combined.  (as-found)

Third, GloboLeftism is inherently feminist. And women love strong and attractive men, and Indians . . . well . . . aren’t.

I saw one post by a woman who was crying.  She had been on Tinder® and had received a funny, smart, well-thought-out message.  The problem?  It was an Indian that wrote it to her.  She felt that if an Indian had taken that kind of time, that the Indian actually thought that he had a shot with her.  If that was the case, she felt she must be pretty unattractive.

Ouch.  She would have rather had a message from a broke criminal on parole than an Indian.

Not at all creepy.  (as-found)

You can be anything you want to a GloboLeftist woman, but don’t be unattractive. Even worse, don’t be needy, creepy, or trigger a disgust reaction.  Indian males tend to put check marks into all of those boxes for Western women.

Remember, women and feminized men make up the footsoldiers and the pocketbook of the GloboLeft.  They’ll put up with anything that they can mentally morph into a child for them to care for, likely out of guilt from the kids they’ve murdered before birth, but they simply can’t look at Indians and see them as something they’d want to care for.

This is what happens when you come for their lazy white girl jobs. (as-found)

The final point: Their customs are alien.

Not “worship a rock in Mecca” alien.

Not “bat-soup for breakfast” alien.

We’re talking covering themselves in cow poop on purpose, drinking pee and eating poop, worshiping a blue monkey-god that looks like a rejected Marvel™ character, and treating streets like the world’s largest public restroom.

Shoes?  Optional.

Hygiene standards? Also optional.

Forget microplastics:  macroIndians are more of a hazard.

How rousing!  (as-found)

We built the greatest high-trust society in history on the assumption that people would mostly play fair because reputation mattered and neighbors noticed.  But they exploited the same system the GloboLeft created to destroy high-trust America.  The results are predictable:  broken software, ghost employees, and chain-migration apartment complexes that smell like disappointment and curry.

Indians are exposing, at scale, how fragile the whole “just let anyone in” experiment really is.  And the GloboLeft? They’re not mad at the Indians. They’re mad they got out-jugaaded at their own game.

Well, it’s not all bleak.  Maybe Tony Soprano could pay one $20 to start his car every morning?

The Next Default, Gold, Bras, and Confiscation

“The wealth of Moria was not in gold or jewels but mithril.” – Fellowship of the Ring

Steel suppliers are facing high iron prices and low finished steel prices.  They say it’s a terrible ore-deal.

What we call money was for the longest time gold.  For . . . a long time, really.  It has never quite been valueless and even jungle savages and pyramid builders (who had, I must remind you, no iPhones™ used it for trinkets because it was pretty.

But cash has gone to zero.

The phrase “Not worth a Continental” came about because the Continental Congress decided to print a lot of cash to fight the Revolutionary War.  It worked, but the cash became valueless because they printed too much.

How bad was it?

Bad enough that a wheelbarrow of Continentals might buy you a loaf of bread, if the baker was using them to start his fire.  It was a bad enough experience that the Framers of the Constitution tossed in the whole, “No State shall make anything but gold and silver Coin a Tender in Payment of Debts.”

Then we went to gold because the Constitution said so.  Gold worked for a while.  There was a reset during the Civil War with the National Banking Act, which made paper “greenbacks” official tender.  Lincoln needed cash to fund the Union army, so they cranked up the presses again.  By war’s end, greenbacks were worth about half their face value, and people grumbled, but hey, at least the North bankers won.

I’m in shape for that, though.  I exorcise regularly.

Then in the awful year of 1913, the Fed® was put into place, and the monkey business began anew.  Another currency reset, first for World War I, where they suspended gold convertibility to print for the war machine.  Huh.  It’s like I’ve heard that before.  When the value of the dollar started to increase in the Great Depression, Roosevelt came in and made owning significant amounts of gold illegal.

I mean, illegal for the plebs.  Rich dudes could still own all they wanted, because, well, they’re rich.  What don’t you understand about that, pleb?  FDR’s Executive Order 6102 forced folks to turn in their gold at $20.67 an ounce, then he jacked the price to $35 overnight.

Instant 69% profit for Uncle Sam.  Nice work, if you can get it.

Eventually, LBJ took all of the silver out of the money, too.  In 1965, quarters went from 90% silver to clad junk, because Vietnam wasn’t going to fund itself.  People hoarded the old real silver coins, and Gresham’s Law kicked in:  bad money drives out good.

Finally, Nixon took the dollar off of the gold standard as a “temporary emergency measure” in 1971.  Temporary, my foot.  It was the final nail in the gold coffin, all because we were spending like drunken sailors on wine, women, wars and welfare.

Was there panic?  Confusion?  Market turmoil?  Riots in the streets?

Nah.  None of that happened at any of these currency resets.  Partially because people are distracted.  Back then it was Vietnam protests or bra burnings or Watergate scandals.

Despite the name, when I wore The Mrs.’, I couldn’t do any more than usual.

And, partially because people still had dollars to spend that were worth something, right?  I mean, until the inflation of the 1970s hit.  People adapted, grumbled, but kept chugging along because what else were we gonna do?  Start a revolution over milk prices?

All of these resets, every single one of them, happened because the United States government (or its precursor) had spent way too much, had too much debt, and didn’t want to pay it.  It’s the old, “Hey, let’s you and me split the bill. Half is fair right? I mean, I had the steak and lobster and you had a salad, so 50-50 works.”

Except you don’t get to object.

This confiscation is what gold (and silver) holders, real physical metal holders, now worry about: the government coming for their gold and silver.

I am here to tell you that will never happen.

Never.

What’s the zodiac sign for a donut?  Torus.

Why bother with door-to-door confiscation when they can just make it painful to use?  History shows they prefer the sneaky route.  What will happen is, say, that .gov will tax people who sell gold at a profit at a huge rate. 70%? 90%?  Heck, maybe 110% if they get creative with penalties.

And no one will care.  Why?  Well, rich people will have insulated themselves from this by offshoring those investments:  think Swiss vaults or Cayman trusts.  The tax will probably only apply to individuals (so those with corporations won’t care, they’ll just LLC their stack), and the people who don’t have silver and gold will think that anyone who had any silver and gold probably deserves such a high tax rate.

“Greedy hoarders,” they’ll say, while scrolling through their InstaFace© feed of dancing feminists.

That’s one way.  What’s another?

Mandate reporting on all precious metal sales over, say, $100. Turn your local coin shop into a snitch for the IRS®.  Or tie it to “anti-money laundering” laws, making grandma’s heirloom coins suspicious.  It’s not confiscation; it’s just “regulation for your safety.

“You can sell your gold and silver. And dollars, even, into a new currency!”

And only into that new currency.  This new currency will be great! We’ll call it a Central Bank Digital Currency (CBDC).  It’s like crypto, but now the Fed® controls it!

I have a friend who is half-Indian.  His name is Ian.

What could go wrong?

Well, from the perspective of the Fed©, absolutely nothing. They can make your CBDC evaporate unless you spend it:  like digital milk in the fridge with an expiration date enforced by big brother.  “Use it or lose it, citizen!”

They can track every cent (oops) dime that you spend.  Bought too much ammo?  Flag.  Donated to the “wrong” cause?  Freeze.  They can stop transactions they don’t like.  “Sorry, no more red meat, your carbon score’s too high today.”

They can use it to create an activity profile: “John’s been buying survival gear again; better send the social worker.  Have her bring cigars and scotch to calm him down.”

It will, of course, all be for your own good.  It’ll stop crime.  And money-laundering.

And those rich people!  It will stop them.  I mean, sure they’ll have the fancy estates in France and Bill Gates will own half of the farmland in the country and also own Picassos and Renoirs and Monets and Manets and a Chinese antibiotics manufacturer, but it’ll really get him.

Bill Gates caught a very strong STD:  Herpules.

Us plebs?  We’ll get the full surveillance package.

Boy, those rich people are sure going to suffer if we force them to use CBDC.

So, we can keep our gold and silver.  It’s just a barbaric relic.  And we’re awful if we want to keep it since it’s probably anti-patriotic or pro-colonialism (depending on who is in office) to keep the gold and silver, which should be safely stored.

In a Central Bank.

For your own good.

And the CBDC?  That’s as good as gold.  It’s not like the Continental at all.  And, it comes with a new iPhone® app.

What a deal!

Land of Confusion

“I know what you mean, Blair.  Trust’s a tough thing to come by these days.” – The Thing

Pretty soon they’ll just cast a bird.  I can see it now, “Heron of Troy”. (all memes as-found)

I’m old enough to remember the song Land of Confusion coming out.  It was from Genesis, which really should have been named “Phil Collins and some other white GloboLeftist dudes.”  The video was and is hideous.  It was intentionally hideous.  I rewatched it again before writing this and ended up regretting it.  If there is place for the True, Beautiful, and Good, well, brother, that video wasn’t it.

Okay.  I assure you, this isn’t a review of a forty-year-old video, but rather the phrase that comes to my mind as I write this particular post.  The world is really into WTF territory, a true Land of Confusion.

What’s going on?  Is it time to start drinking heavily?

The largest product launch in the history of product launches is going on.  Of course I mean Artificial Intelligence.  A.I. has distorted everything, and I mean everything in our economy.  There is (in my humble opinion that is more often wrong than right) no particular reason that the stock market should be doing as well as it is.  A double Snack Wrap© meal with some fries and a drink costs $8.00.

The Dalai Lama went to Vegas last year because he loves Tibet.

That’s two tortillas, some Official Chicken Product®, a sauce, some shredded lettuce, potatoes deep fried in estrogen-laden oils, and, if you’re lucky and made the right choice, water or coffee.  I guess this is an example of fake money for fake food.

Wouldn’t a bit a of steak be better?  Even a little bit?

Gahhh!  I keep wandering.  Like I said, Land of Confusion.

If you really do a deep dive into the main prophet of A.I., Sam Altman, I assure you that you’ll become concerned that Sam is managing a trillion-dollar business with the potential that, if it fails, to lead to another Great Depression.  But, hey, if it succeeds, there’s a 20% chance that humanity might be erased like mosquitos in a pup tent.

Honestly, I wouldn’t hire Sam Altman to manage a Taco Bell® in Modern Mayberry, but I guess that fast talking, double-dealing (according to Musk) and just plain greasy-seeming guy is the kind of person that we want to turn the economy over to.

If a robot commits a robbery and it’s caught after the battery dies, will police have plans to charge the suspect?

We’re riding the edge.  And this sort of inflation on the bubble of reality has led to other inflations.  Silver is following the classic signs of a bubble.  But unlike A.I., silver is real.  What’s real?  Well, whenever I have a question like that I just leave it to old Jack Burton (Big Trouble in Little China):

Egg Shen:  “(You) can see thins no one else can see.  Do things no one else can do.”
Jack Burton:  “Real things?”

Egg Shen:  “As real as Lo Pan!”
Jack Burton:  “Hey, what more can a guy ask for?”
Egg Shen:  “Oh, a six-demon bag!”
Jack Burton:  “Terrific.  A six-demon bag.  Sensational.  What’s in it, Egg?”
Egg Shen:  “Wind, fire, all that kind of thing.”

At this point I feel like Jack Burton.  I’m just looking for something real.  And silver is real.  I can pick it up, feel its density, hear it go ‘ping’ like silver does, and give it to my sons when I die.

But silver went up.  Then it went down.  I hear rumors that a certain bank dumped all of its short positions when silver hit its recent low.  Will it pop up in the next week?

I have no idea.

I’m not sure I care.

I’m just tempted to but a contract and go for delivery and show up to a COMEX® warehouse in a rented car from Budget™ and pick up 340 pounds of silver for the grins that would give me and then play Snake Plisskin from Escape From New York trying to get out of, well, New York where most of the COMEX vaults are.

The most famous human who bounces is that Irishman, Rick O’Shea.

The price of computers is also exploding.  Why?  Well, A.I., silly.  Bill Gates (who the Epstein Files would indicate might have had to get rid of a nasty case of some Indonesian junk that’s going ‘round) has said, nah, man, why do you have a computer at all?

The idea, I think is to make computers like the one I’m typing on to be unaffordable.  On one hand, I can see that if A.I. can do the calculations to weaponize the DNA from warts to infect humans into violent zombies or hack into the Pentagon instead of running a screensaver that might be a problem.

And yet . . .

A personal computing device has been available to me my entire adult life, and having my information in my house, on a hard drive I own is normal to me.  Having to depend on the Indians running Microsoft® to not dump a tikka masala or a curry into the server and bring down my posts, family memories, and also kill Mabel’s life support in the ER in Cleveland doesn’t seem like the best idea.

Honestly, keeping Indians away from everything seems that way, but YMMV.

Then there’s Hollywood®.  It appears that the only thing they want to create is unmitigated racist crap.  Yes, racist.  How else do you explain the cast for the latest Troy® movie, which features a black woman as Helen of Troy.

Here’s the take of one wag on X®:

What’s the difference between Syria and Detroit?  How you get stoned.

A black woman as Helen of Troy?  That’s bad.  It’s not only bad, it’s offensive.  It is, again, the opposite of the True, Beautiful, and Good in every single sense.  And if the opposite of the True, Beautiful, and Good is Evil, well, there you go.  And Zendaya (yes, that poor dog-faced girl Zendaya) playing . . . Athena.  You know.  A god.  And Zendaya is a Midwest 5/10 on a good day.

Sigh.  Land of Confusion.  Again.

The most non-crazy item I’ve seen this week is Elon Musk saying that he’s thinking about putting a million data centers in orbit for creating A.I. processing.  At least they won’t be subject to Sanjay dumping his sambar into the SanDisk® and stopping sanitation in San Francisco.

Oh, too late.  Have you seen San Francisco?

Imagine how insulted Elon’s girlfriends feel when he says they look like a million bucks.

When Elon is fantasizing about putting a million of something into space is the most sane item of the week so far, it should tell you something.

When I read the headlines, I think back to my New Year’s resolution:  drink more water.

So far, with the news in January, I’ve only gotten to:  drink more.

 

Silver: What’s the deal?

“I am altering the deal. Pray I don’t alter it any further.” – The Empire Strikes Back

Am I the only one still trying to forget Game of Thrones?

Today, we’re diving into silver like Scrooge McDuck® into his money vault, mainly because I think it tells a much deeper story about wealth and reality.  Silver prices have doubled since April.  More than that, really.  But who’s counting?

What’s causing this?

First, the dollar is worth less. Not worthless, though I think anyone checking in from the time the Fed® started back in 1913 would disagree.  No, that delightful dumpster fire comes later, probably around the time Tim Walz starts quoting Marx in his next speech.

But worth less?  Absolutely.  Inflation is like a bottle of Everclear® showing up at a high school kegger.  You know it shouldn’t be there, but everyone is enjoying the party so much that no one wants to pour out the booze.  And, no one has poured out the booze.  People just keep showing up with more and more booze.  And by booze, I mean printing money.

Everclear© eventually turns brains into goo, and the Fed® is turning our money into an unsightly goo.  That’s okay, because who needs actual value when you can just ctrl+p your way to prosperity?

Silver’s price jump isn’t because silver suddenly got sexier; it’s because greenbacks are now less than a dime a dozen.  Okay, not a dime a dozen, but a silver dime is from 1960 is worth $7.87 at $110 an ounce silver.

I have a dime in one hand and a nickel in the other.  What am I?  Broke.

I know, I know, there is nothing new here.  Rome.  Weimar Germany.  Zimbabwe.  Venezuela.  History’s a harsh teacher, and not one of the hot ones that just graduated from college that was a hot blonde with long hair that drove a Trans-Am® while I hummed Hot For Teacher in the back row of the classroom in 11th grade English.

Sorry, that was oddly specific.

Second, a driver of this rise in silver prices is A.I.  A.I. is in everything now, including French’s® Classic Yellow Mustard™, at least according to the label.  But silver is in computer chips, solar panel, and chemical catalysts.  Industry actually consumes the stuff at a rate of 680 million ounces per year.  Yes, that’s a lot, being a bit more than an Ohio-class ballistic missile submarine or the weight of cash exported by Somalians from Minnesota each week.

Everything’s fine, though, right?  We’ve been doing this forever.

Not so fast, Pat Sajak.  The dragon has entered the chat.  No, not George R.R. Martin.  He’s the walrus.  By dragon, I mean:

China.

Dragons don’t explode, but a dino might.

They’re the primary refiner of silver according to some sources, though I’ve been unable to back that up with a source I really trust, so take that as a “trust me, bro” type of number.  Recently, though, China looked around and they do control about 15% of silver production and third of the industrial supply goes through China.

On January 1, China changed its rules.  It will only license exports to specific companies for specific uses.  No more “hey, buddy, can I get a pallet of silver for my Etsy® jewelry shop?”

Nope.

Remember that old Lenin quote where he said that the capitalists would sell the commies the rope to hang the capitalists?

We’re living it.

We outsourced everything except Learing Centers to China because China did it cheaper:  rare earth mining and refining, silver mining, manufacturing, bad fashion choices.  You name it.

“Why get all sweaty and dirty when we can push paper instead?” was the attitude.  So, we traded factories for finance, blue collars for spreadsheets.  Now, the know-how’s gone east, poof, like a magician’s rabbit.

Entire industries vanished from the U.S.

Health is wealth.  Don’t believe me?  Check out the prices of fresh kidneys!  (meme as found)

This is the bill coming due for all that cheap Walmart® crap from China.  We’re paying premium now, and it won’t just be in dollars it will be in our international standing and living standard.

Third:  it’s the paper. Silver’s price used to be all about paper:  silver futures, silver options, the whole Wall Street silver casino.  Sweaty guys in New York could bet on silver in Hong Kong without ever touching it.  It’d never come within 5,000 miles of their Manhattan condo.

It was like playing poker at a casino where people kept trading IOUs.  Nobody cashed out their IOUs for the real chips.  The market was dominated by speculators, hedge funds, a particular big bank, and day traders who treated it like a video game.

This was profits without product.  But oh, how the tables have turned.

Now, the game’s gone real-world, and folks are demanding delivery.  Warehouses are being sacked like a Domino’s Pizza® after Weedfest© in Colorado.  Empty shelves, frantic calls, bummed out hippies, the works.

(as found)

Take Samsung©, for instance.  Reports say they hopped on a plane, jetted to Mexico, and straight-up bought out the silver supply from at least two mines for the next few years.  No matter what it costs, they’ll buy it all, plus front the company the cash to get capacity up to snuff.  That’s not hyperbole; that’s desperation with a corporate jet.

Why?  Because silver’s a tiny part of their widgets:  phones, TVs, fridges.  But it’s an essential part of their widgets.  The recipe calls for it, like flour in a cake.  Skip it, and the chip in the phone won’t work.  Redesigning?  Yeah, maybe.  That takes time, money, and R&D.  The engineers would be pulling all-nighters, and all of a sudden the coffee market is impacted.

It’s far easier to pay $100 or even $200 an ounce.  Even at $200, it’s just a buck or two per gadget.  Compare that to shutting down production lines, which would be a corporate catastrophe.  They’re going to buy the silver.  Sure, there’s a breakeven, and it will vary by use:  I saw one as low as $134.  Less silver jewelry will be made.  Werewolves will go unhunted.

Finally, the biggest risk for most people reading this is that it shines a spotlight on the made-up money system for what it is:  made-up promises, ink on a ledger or magnetic bits on a hard drive.  Silver, gold, copper, lead, corn, PEZ®, that’s real.  It’s tangible, you-can-hold-it-in-your-grubby-paws stuff and eat it our swim in it if you’re Scrooge McDuck©.  Fiat currency?  It’s money conjured out of a belief system, a collective hallucination we’ve all bought into since LBJ printed bucks for Vietnam and Nixon got called on our “gold-backed” bluff by the French.

Hmmm, which one? (as found)

The dollar has been floating on faith ever since, like Wile E. Coyote™ before he looks down. But now, with silver spiking, the fall is in sight.  People want assets, not abstractions.  It’s the ultimate vote of no confidence in the dollar downsizing derby.

Is silver in a bubble?

Beats me.  Maybe.

Maybe not.

Is the dollar in an anti-bubble and collapsing first in slow motion and then all at once?

Beats me.  Maybe.

Maybe not.

Silver could crash tomorrow or double by next month.  But my gut says $20 or even $50 silver is in the rear-view mirror, except for after a deflationary collapse temporarily crushes it.  I think it has vanished like cops without tattoo sleeves or the McDonald’s® Dollar Menu™ where something on the menu actually cost a dollar.

It’s just gone.

I’m sure it’ll be fine.

But, hey, what are you worried about?  Chuck just showed up with more Everclear®!  Party on!

DisclaimerI write funny things, and you should know that by now so this isn’t investment advice or fashion advice or love-life advice.  Think for yourself and do your own research and stop copying me!  Teacher, he’s copying me!
Disclosure
I do have a position in silver that I’ve had forever, and bought (literally) about a hundred and thirty bucks more today in my IRA, which might have been stupid, but, whatever.  If you think this article will move the international silver price, you’re stoned.

The Invasion of the Industry Snatchers: Patel Motels and the Trucking Singhularity

“Get someone else to run your scams.” – The Shawshank Redemption

My brother wanted to play cowboys and Indians.  I got out my six gun cap pistol and he bought a motel. (all memes except the Motel 6® meme are as-found)

Let’s talk about India.

Again.

Over decades, Indian immigrants (legal and illegal) have created a real-life version of Invasion of the Body Snatchers, but instead of pods, it’s Patels.  And Singhs.  If capitalism is a game, Indians are using cheat codes, and nobody’s hitting the reset button because, Heaven forbid, someone calls foul and gets labeled a bigot.

Let’s start with the motel mafia, aka the Patel Hotel-Motel Cartel.  Back in the 1940s and ’50s, Indians from Gujarati (I think that’s how someone with dyslexia spells guitar) kicked things off in California, leasing rundown single-room occupancy joints in California.  Back then, only 100 Indians (total) a year were allowed into the United States.  Now, I think that’s the minimum amount of Indians that enter a Costco® within 10 minutes after it opens each morning.

Thanks to the 1965 Hart-Cellar Act, starting in the 1960s, the Patels could begin to chain-migrate everyone back in the village, and boy did they ever.

During the 1970s inflation crisis, American motel owners had to dump properties like bad dates because people couldn’t afford to travel.  Kind of like fast food today, eh?

If I fell for a tech support scam, am I and Indian giver?

Enter the Patels.  They snapped up distressed motels for peanuts, often with family loans, because banks and insurers wouldn’t loan them cash because, you know, scammers.  According to Mythosnoir’s Substack® (LINK), at a fire marshal convention one year, they claimed that Patels set fire to their motels and submitted phony claims.  It’s a long read, but interesting.

I’ve seen one Patel submit a phone claim (and this in 2022) so I’m pretty sure it’s not an exaggeration.  Their response was to form their own insurance company.

But how does the scam work?  One Patel buys a motel, brings brothers, cousins, uncles, and the village goat-herder in.  They work for below market wages and live in the crappiest rooms in the hotel because it’s all in the family, and everyone’s dreaming of their own Patel Motel and no one is paying income tax because why would you report it like a rules-following rube?

Then, the first Patel sells to another Patel at a markup, rinse and repeat.

It’s a closed loop:  be a Patel, buy from a Patel, hire Patels, get loans only for Patels from a bank owned by . . . a Patel.  Oh, and often with Small Business Administration, you know, .gov, funding.

Today? Gujaratis own over 60% of U.S. hotels, and Patels snag 80-90% of motels in small towns.

Be very afraid.

Mythosnoir also indicates that, if Indians got 50% of the hotel SBA loans, that’s $7.5 billion fronted backed by you and me.

That’s not capitalism; that’s a clan economy plopped into America’s free market like a Bollywood dance number.  And I said that the Patels own the banks.  They do.  Enter the “State Bank of Texas®”, was founded in 1987 by Chan Patel (of the Mumbai Patels).

Chan’s kids Sushil and Rajan (fine American names, those) in top spots.  Want to make a bet on the ethnic composition of the bank?  I tried to check, but their web presence was a website that looks like someone based on an old Geocities® fan page for Gillian Anderson filled with 404 links.  It was designed in 2015-2018 and I checked half a dozen of their listed locations, and none of them were still owned by them.

Odd.

I had to.

And the other odd thing is that these Patel Motels around here never seem to have many guests.  I’m not accusing, but hotels have seen fraud cases, from tax evasion to flipping schemes netting millions to money laundering.  It would be nothing for human traffickers or actual drug cartels to meet up with motel Patels.

Zoom in to Augst, 2025 when ICE and the FBI arrested five Indians.

  • Kentakumar Chaudhari (a/k/a Ken Chaudhari), 36, Elkhorn, NE
  • Rashmi Ajit Samani (a/k/a Falguni Samani), 42, Elkhorn, NE
  • Amit Prahladbhai Chaudhari (a/k/a Amit), 32, Omaha
  • Amit Babubhai Chaudhari (a/k/a Matt), 33, Omaha
  • Maheshkumar Chaudhari (a/k/a Mahesh), 38, Norfolk, NE

The crimes?  Allegedly:

  • trafficking people into forced labor where they worked at hotels for low/no pay,
  • sex trafficking,
  • keeping them in roach infested rooms,
  • fraudulent visas schemes,
  • smuggling Indians into the United States,
  • transporting illegals to Washington for to get fraudulent driver’s licenses,
  • extortion,
  • and using the hotel network for protecting not the Patel cartel but the actual cartel’s drug trafficking.

Allegedly.  Over half a million in cash and “illicit drugs” whatever those are, were also reported as seized.  The Patel hotel flipping scams?  I didn’t make it up.  Feds nailed Indians for $35 million in fake SBA loans for hotels (link below).

Three Indian-Americans indicted in over $35 mn loan fraud scheme

What a model minority!

The same sort of thing happens in trucking.  Sikhs, mostly Punjabis, and seemingly all named Singh (as in every Singh-al time) control about 20% of the U.S. industry nationwide, and up to 40% on the West Coast.  The crimes tied to them is milder, just vehicular homicides, drug trafficking (I mean, it was on 309 pounds of cocaine, just a dab), meth trafficking, organized cargo theft rings, etc.

Yup, a model minority through and through.

Like Patels, it’s chain migration:  one gets a CDL, brings his family, they drive for low pay to “pay dues,” then start fleets.  It’s just one Singh after another.

So, like the Patel bank, they loan only to themselves, and probably pay no taxes on the interest.  I mean, they’re great credit risks as drivers, with CDLs obtained through cheating and little to no English.  Why would you need to know how to safely drive a truck or read road signs to carry 80,000 pounds down the road at 80 miles per hour (Guptas per Gigawatt)?

Shortage or not, unqualified drivers kill.

These aren’t isolated incidents.  It’s a broad pattern.  Immigrants form closed societies, exploit high-trust laws like SBA loans and chain migration, undercut natives with cheap in-group labor, and capture markets because they’re not paying taxes.  No diversity hires for them:  it’s all clan.

Capitalism? Nah, this skirts antitrust, labor laws, tax laws and immigration rules.

Enforcement?  Zilch.  Call it out, and you’re “racist.”  Meanwhile, American workers get squeezed.  These economic empires siphon wealth into ethnic enclaves, not the broader economy.  High-trust societies like ours assume people are going to engage in fair play, but low-trust immigrants will do anything to game the system.

I am glad I only made one joke about body snatchers.  I didn’t want to get carried away.

Escape From New York: Mamdani Edition

“We, the soldiers of The National Liberation Front of America, in the name of the workers and all the oppressed of this imperialist country, have struck a fatal blow to the fascist police state.” – Escape from New York

I don’t watch soccer.  If I wanted to see grown men try to score for 90 minutes, I’d go to a bar. (all tweets® as-found)

I’ve been to New York City once.  I flew in to JFK, met with some friends, drove up north to a cabin he owned, and, drank some beer, and then saved the President from the Duke of New York (He’s A Number 1!) after his escape pod landed there.

That was fun.  I mean, not the New York City part, but the beer and saving the President part.  When I got to my friend’s apartment, it was a third-story Manhattan thing that was smaller than a closet.  Yet, he was married, and two people lived in this tiny place.

It’s not like he was poor, either.  He did okay, and his wife was an executive vice president at a company you’ve heard of.

They owned a car, and we were going to take it to their cabin.

How do you make a sandwich in Venezuela?  Put a meat coupon between two bread coupons.

He asked me if I wanted to go with him to get it.  What he meant was that he was going to take a taxi two miles to the building where it was stored.  He had to schedule picking it up, because they packed the cars in like sardines and have to work a dozen our so out to get to his, which, after seeing it, probably took 20 minutes.

These were people that were in the 1%, and my life was easier in almost all respects even though I made a fraction of the money that they made.

I didn’t see the attraction of New York City then, and I don’t see it now.  I mean, here in Modern Mayberry if I shoot my .30-06 off the back deck it’s Wednesday.  But in New York City, it’s national news.  But as bad as it in the Big Apple, it’s now worse.

Zohran Mamdani (by his name, a fine Irish lad, no doubt) was just elected Mayor.  He’s not a Democrat.  No, that’s not retarded enough.  He’s a Democratic Socialist®.  That must be like “extra-fancy” ketchup.

Mamdani’s policies are just as American as his name and upbringing.  I mean, you can feel the love, because his Director of Appointments, Catherine Almonte Da Costa said back in 2016 posted, “It’s important that white people feel defeated.”

Whelp.

This was the woman hand-picking key officials in City Hall, and her worldview sees white folks as the enemy to be crushed. And Ms. Almonte Da Costa wasn’t alone.  On Mamdani’s campaign trail, he called for raising taxes specifically on “whiter neighborhoods” to fund his socialist schemes.

So, it’s about money.  And power.  I mean, it always is, but most of the time they’re not so blatant.  Let’s dig into his housing policies, for one.  These seem designed to eviscerate the concept of private property altogether. On purpose.

Cea Weaver (her parents couldn’t afford a consonant for her first name) is Mamdani’s pick for Director of the Mayor’s “Office to Protect Tenants”.  Weaver isn’t just a tenant advocate.  Nope.  She’s a full-throated opponent of homeownership itself.  In her own words, she’s called for seizing private property and described individual homeownership as a tool of “white supremacy.”

Must be news to COMMUNIST China, which now has, what, a 90%+ homeownership rate?  Re-read that.  NYC is officially farther left than the CCP.  Achievement unlocked!

Cea (I wonder if anyone besides me refers to her as the Cea-word?) believes homes should be owned collectively, like some throwback to the Soviet Union where the state decides who gets what (and who is:  never you and what is:  never what you want).

According to the NY Post®, Cea-word’s mom has a $1.6 million house in Tennessee.

Weaver’s background as executive director of Housing Justice for All® screams daddy issue GloboLeftist.  What were those commies at Housing Justice for All in favor of?

Rent freezes, eviction moratoriums, and government takeovers that have already tanked property values in every progressive stronghold where they’ve been tried.

But it gets worse.  I mean, worse than being in New York in the first place.

Mamdani’s support for the Community Opportunity to Purchase Act (COPA) is a dagger to the heart of property rights. Under this new law, if you want to sell your multifamily building, you must first offer it to the city and favored nonprofits.  Like the Quality Learing Center.  For how long?  Six months.

Six months.

An owner must notify the Department of Housing Preservation and Development (HPD), and these friends of Zohan “qualified entities” get first dibs.  If you finally get an offer from a private buyer, NYC and its pet nonprofits still have a right of first refusal to match the offer within 15 days.

But this is no surprise, since Mamdani has openly hailed South Africa as the blueprint for New York City. In his inauguration speech, he electrified his crowd by declaring, “South Africa is the model for New York,” praising its post-apartheid “transformative justice.”

South Africa now has more racial laws than it did under Apartheid.  But the quality of life is better.  Wait, what?

Have you heard about what’s happening in Johannesburg lately?  That “model” is a crumbling mess of blackouts, rampant violence, street piracy, skyrocketing rape rates, and economic disrepair.  South Africa is built on corruption scandals, farm seizures, and a GDP that’s flatlined

Great role model, but no coincidence.  Mamdani’s family ties run deep into anti-Western activism.  His father, Mahmood Mamdani, has long peddled narratives glorifying “resistance” movements, including defending suicide bombers.  Apparently, the manual for suicide bombers is called C4 Yourself, but I digress.

The warm embrace of collectivism has resulted in the greatest tragedy in human history:  communism in the twentieth century.  That doesn’t matter.  My guess?  Lots of New Yorkers are going to be doing a real-life reenactment of Escape from New York.

Snake Plissken had it easy.  He only had to escape roving bands of violent criminals who wanted to kill him.  New Yorkers in 2026 will have to escape taxes, too.

Civil War 2.0 Weather Report: Stochastic Warfare

“Don’t you know we in a war here?” – Forrest Gump

War isn’t always about who is right, but it always is about who is left.

  1. Those who have an opposing ideology are considered evil.
  2. People actively avoid being near those of opposing ideology.  Might move from communities or states just because of ideology.
  3. Common violence. Organized violence is occurring monthly.
  4. Common violence that is generally deemed by governmental authorities as justified based on ideology.
  5. Opposing sides develop governing/war structures. Just in case.
  6. Open War.

Volume VII, Issue 8

Most memes except for the clock and graphs are “as found”.  I have maintained the Clock O’Doom at 9., given the open support of assassination and criminality by the GloboLeft and the increase in violence as well as direct interference with ICE and the insertion of the military into law enforcement.  Beware: the number can climb quickly.

My advice remains.  Avoid crowds.  Get out of cities.  Now.  A year too soon is better than one day too late.

In this issue:  Front Matter – Stochastic Warfare – Misery Index – Updated Civil War 2.0 Index – Links

Front Matter

Welcome to the latest issue of the Civil War II Weather Report.  These posts are different than the other posts at Wilder Wealthy and Wise and consist of smaller segments covering multiple topics around the single focus of Civil War 2.0, on the first or second Monday of every month.  I’ve created a page (LINK) for links to all of the past issues.  Also, subscribe because you’ll join nearly 840 other people and get every single Wilder post delivered to your inbox, M-W-F at or before 7:30AM Eastern, free of charge.

Stochastic Warfare

The Tweet® really does outline what many readers have been saying, namely, that we are under attack.  Is it open warfare?  Not exactly.  It’s 5th or 6th generation warfare, fought on a civilizational scale on the timeline of generations.  Against you.

And the person being attacked is . . . you.  You don’t have to die now.  First, they’ll encourage feminism and promote the idea of female empowerment meaning, “hey, let’s whore ourselves out during our twenties so we can’t pair-bond with men in our most fertile years” to create an environment where there is a “shortage” of people.

Again, this is not a company.  It’s a country.  A business can have a shortage of workers, a country can’t have a shortage of its own citizens.  That’s nonsensical.  It’s like saying my family has a shortage of members, so I’ll bring in an Indian.  See?  Nonsense.  A country is much closer to a family than a company.  If there’s a shortage of workers, the answer is to do things that increase native childbirth.

That’s it.  If they liked you.  Instead they work white men and women to pay for people who hate them.

This is how Stochastic War works.

No, their next step is to import millions of people that support the ideology of the progressive state, of globalism, of communalism.  When these people arrive, inject them with the idea that they deserve the country.  Now, since they don’t want to be American, and since they would fight against America if (say) America entered a war against Somalia or India they’re not committed to America.  They’re just here to extract economic resources.

Once these people are imported, what then?  They take your money.  Your world is made poorer as the grift/scam/cash grab continues and recycles that money to foreigners and to GloboLeftist politicians.  If you look at the graph below, you see that race plays a part in the way people vote and in who the Democrats want to import to retain power.  Why do they want a lot of Indians (Gujarati)?  Because they vote for the warmth of collectivism because more government systems mean more scams and corruption.  Also, they have never had to deal with the Berlin Wall, which was built to contain the warmth of collectivism behind concrete and barbed wire, as collectivism always ends up.

This is how Stochastic War works.

There are ramifications of this war against you.  If you didn’t hear, a black man stabbed a white guy.  The white guy then said the evil gamer-word after being stabbed.  This is not an unreasonable reaction, and is a far lesser offense than stabbing someone.  The jury acquitted the black man, despite clear video of the attack.

This is Stochastic Warfare.  Blacks learn that they can stab with impunity.

Black jurors, though, aren’t a jury of “peers” since statistically, they have been proven to be biased in favor of blacks.  This destroys the justice system:  it’s supposed to be blind, and your skin color or wealth or age or sex shouldn’t matter.  We’re human, though, and rich guys can buy great lawyers, so the system has always had a skew to it.  But without a functioning justice system, or worse, a justice system skewed to convict white people for crimes that are far beyond the offense (Derek Chauvin for murder) vigilantism will return.

Not might.  Will.

Even when people are found not guilty, it costs hundreds of thousands of dollars to defend a murder case, and Daniel Penny rightly walked free, but what’s the cost?

This is how Stochastic War works.

This bias applies everywhere and you can see that black people hate white people, a lot, in Great Britian.

And The Washington Times story, below, is behind a paywall, but the headline speaks for itself:

The problem of a multicultural society isn’t limited to blacks.  Other racial/ethnic groups like themselves best.  Hispanics like Hispanics most.  Blacks like blacks most.  Asians like Asians most.  But whites?  They like everyone the same.  That egalitarianism is crucial to making a multicultural society work, but multicultural societies never work.

And Great Britain now realizes this.  Would they ask their moslem or Indian invaders to fight for them?  Of course not, because they know that the moslems want to conquer the English rather than Crimea.  The Indians?  The Indians mostly are there for a buck and would run away back to Mumbai if they felt even slightly threatened.  That leaves the white guys.  Who will, once again, be faced with disproportionate death and injury.

Which is how Stochastic War works.

The mayor of London, who isn’t British, wants to make white people disappear.  Literally:

And, you have people like this.  This is in America.

It’s time to push back.  It appears that the rapes and killings and theft have been enough and the Irish are pushing back against Stochastic War.

I think that @dystopiangf is right.  We are in the midst of a quiet, Stochastic War that has been going on for decades, almost certainly since before I was born.  What we are sensing right now is the time when people realize, and finally accept that this Forgotten War (I wrote a song about this LINK, you should listen to it because it’s pretty badass) against cultures we vanquished centuries or thousands of years ago is going on.

As people awaken, we’ll see what people have always seen as demographic changes occur:  open war.  Remigration is the kindest choice, but here we are.

Buckle up.

Misery Index

The new Trump administration is shown in red.  Results continue to be much better than Biden’s misery numbers.  The advance is at a near minimum, given the Fed®’s policy.

Updated Civil War II Index

The Civil War II graphs are an attempt to measure four factors that might make Civil War II more likely, in real time.  They are broken up into Violence, Political Instability, Economic Outlook, and Illegal Alien Crossings.  As each of these is difficult to measure, I’ve created for three of the four metrics some leading indicators that combine to become the index.  On illegal aliens, I’m just using government figures.

Violence:

Violence indicators are up slightly this month, and still elevated.

Political Instability:

Down is more stable, and it went down this month after the budget fight ended.  I think the Somilisota scandal may increase pressures in a few months.

Economic:

The economy up just a smidge this month, but I think this is still cloaking the middle-class crunch and perhaps a bubble.

Illegal Aliens:

Still the lowest level since the Weather Report started.

LINKS

The links are again done by Ricky this month.  Thanks, Ricky!

BAD GUYS
https://x.com/CaughtCam404/status/1998766070623252802
https://x.com/FoxNews/status/2006823362182394125

GOOD GUYS
https://x.com/StealthQE4/status/2006266481001001437
https://x.com/nickshirleyy/status/2004642794862961123

ONE GUY
https://abcnews.go.com/amp/US/oklahoma-man-target-practice-backyard-accused-fatally-shooting/story?id=128707327
https://realclearwire.com/articles/2025/12/13/wsjs_fearmongering_doesnt_survive_contact_with_evidence_153631.html

BODY COUNT
https://wir2026.wid.world/insight/executive-summary/
https://cms.zerohedge.com/s3/files/inline-images/All_the_Worlds_Births_Web-1.jpg?itok=z3Ci7zG4
https://www.nytimes.com/2025/12/28/business/us-immigration-trump-1920s.html?unlocked_article_code=1.AFA.WFF9.w9QS69D5L2fG&smid=url-share
https://cms.zerohedge.com/s3/files/inline-images/Homicide_Rates_Web.jpg?itok=rn1aSBmf
https://studyfinds.org/churches-kept-americans-alive-states-made-a-decision/
https://www.thewrap.com/industry-news/business/entertainment-media-layoffs-2025-analysis/
https://www.theburningplatform.com/2025/12/19/dumber-sicker-poorer/

VOTE COUNT
https://thefederalist.com/2025/12/17/fulton-county-we-dont-dispute-315000-votes-lacking-poll-workers-signatures-were-counted-in-2020/
https://www.mediaite.com/politics/longtime-trump-pollster-reveals-ugly-forecast-for-republicans-heading-into-2026/
https://www.nbcnews.com/politics/2026-election/fight-young-men-2026-midterm-elections-rcna249513
https://www.cnn.com/politics/state-redistricting-maps-vis

CIVIL WAR
https://financialpreparedness.substack.com/p/who-are-the-bad-guys
https://brusselssignal.eu/2025/12/the-eu-could-be-gone-in-four-years-a-revolutionary-eruption-is-coming/
https://www.americanthinker.com/blog/2025/12/the_stages_of_a_color_revolution_and_where_the_u_s_is_right_now.html
https://rollcall.com/2025/10/08/civil-war-national-guard-midterm-elections/
https://www.civilbeat.org/2025/12/is-a-civil-war-possible-in-america-or-hawaii/
https://www.theburningplatform.com/2025/12/08/mass-collective-societal-suicide/
https://victorhanson.com/can-the-dark-ages-return/